From the environmental and economical aspects, the development of less-toxic lead-free perovskite is an imperative challenge for next generation photovoltaics. Although bismuthbased dimer perovskite (A 3 B 2 X 9) and double perovskite (A 2 BB'X 6) (A = cation, B = Bi, B' = Ag, X = halogen) have been considered as the plausible candidates, their power conversion efficiencies (PCE) are still low (~2.2%). In this work, we comparatively evaluated the photoconductivity and charge carrier transfer to electron/hole transport layer (ETL/HTL) in A 3 B 2 X 9 and A 2 BB'X 6 by time-resolved microwave conductivity (TRMC). In contrast to A 3 B 2 X 9 , A 2 BB'X 6 showed much higher photoconductivity and charge transfer efficiency to ETL/HTL. This result is consistent with the PCEs of our photovoltaic devices, in which the double perovskite of Cs 2 AgBiBr 6 exhibited greatly improved fill factor and one order larger photocurrent density than dimer perovskites (Cs 3 Bi 2 I 9 , MA 3 Bi 2 I 9 , and FA 3 Bi 2 I 9 ; MA = methlyammonium cation, FA = formamidinium cation). Our results provide an insight into the key role of photoactive layer and charge transfer process.