P1195/2022) and the US (University of Chicago IRB22-0943). To prevent increased Covid-19 transmission, all surveys conducted by this research team in 2020 were conducted via phone or SMS. A disclosure statement is available at https://sberkouwer.github.io/disclosureBDhealth.pdf. A pre-results proposal (available at https://sberkouwer.github.io/BerkouwerDean_Health_PAP.pdf) for this paper was accepted by the Journal of Development Economics. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.NBER working papers are circulated for discussion and comment purposes. They have not been peer-reviewed or been subject to the review by the NBER Board of Directors that accompanies official NBER publications.