“…Although we aimed to present a highly complex model, it was impractical to assess and analyze all possible variables that might plausibly interfere with the presented mechanism. Therefore, the model does not include variables such as: (1) intelligence, which is associated with time-discounting ( Shamosh and Gray, 2008 ; Steinberg et al, 2009 ) and economic decision-making in general (see Rustichini, 2015 ); (2) time perception, which is also related to time-discounting ( Soman et al, 2005 ); (3) the ego-depletion effect, which differs from cognitive load ( Maranges et al, 2017 ), and might only occur under specific circumstances; and also a broader concept of fatigue; (4) motivation influencing self-control ( Dang et al, 2015 ); (5) macroeconomic and political expectations toward future ( Brown et al, 2015 ), or (6) metacognitive abilities, for example, feeling of rightness of judgment, which may determine the tendency of intuitive/deliberative decision-making ( Thompson et al, 2011 ). Implementation of these variables into models can, therefore, be explored in future research.…”