Complacency, capabilities, and institutional pressure: understanding financial institutions’ participation in the nascent mobile payments ecosystem

Du, Kui

doi:10.1007/s12525-017-0267-0

Cited by 25 publications

(16 citation statements)

References 58 publications

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“…Kui Du aims to explain why US credit unions innovate their financial services by participating in the nascent mobile payments ecosystem -or not (Du 2018). The author uses three theories to define the three factors: prospect theory to define the factor Bperformance loss^, resource dependency theory to define the factor Bcustomer facing IT capabilities^, and institutional theory to define the factor Bcompetitive pressure^.…”

Section: Special Issue Contributionsmentioning

confidence: 99%

FinTech and the transformation of the financial industry

2018

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Section: Special Issue Contributionsmentioning

confidence: 99%

FinTech and the transformation of the financial industry

2018

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“…Such mobile payment ecosystems are contingent on a critical mass of actors within each actor role (e.g., banks, payment platforms, service offerors, service beneficiaries). Payment ecosystems benefit from cross-sided network effects: a beneficiaries' adoption of mobile payment increases value for offerors and financial institutions, and vice versa (Du, 2017). A prime network orchestrator often plays a vital role in such networks (Loukis et al, 2016).…”

Section: Design Principles For Digital Value Co-creation Networkmentioning

confidence: 99%

Design principles for digital value co-creation networks: a service-dominant logic perspective

et al. 2019

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Information systems (IS) increasingly expand actor-to-actor networks beyond their temporal, organizational, and spatial boundaries. In such networks and through digital technology, IS enable distributed economic and social actors to not only exchange but also integrate their resources in materializing value co-creation processes. To account for such IS-enabled value co-creation processes in multi-actor settings, this research gives rise to the phenomenon of digital value co-creation networks (DVNs). In designing DVNs, it is not only necessary to consider underpinning value co-creation processes, but also the characteristics of the business environments in which DVNs evolve. To this end, our study guides the design of DVNs through employing servicedominant logic, a theoretical lens that conceptualizes value co-creation as well as business environments. Through an iterative research process, this study derives design requirements and design principles for DVNs, and eventually discusses how these design principles can be illustrated by expository design features for DVNs.Drawing on and integrating into extant value co-creation and S-D logic research, we give rise to the phenomenon of DVNs, briefly synthesize DVNs' conceptual constituents (i.e., digital infrastructure, value co-creation, and actor-to-actor networks), and introduce S-D logic as employed kernel theory. Digital value co-creation networksStill, little light has been shed on how actors engage in contexts of dyadic and physical resource integration (Breidbach

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“…This kind of mobile payment mechanism has special system requirements. Under the premise of satisfying certain security requirements, less information transmission is required, and lower management and storage requirements are needed for network speed and efficiency (Du, 2018). Micropayment refers to transaction amounts of less than 10 US dollars, and usually involves purchases of mobile content services, such as games, video downloads and so on.…”

Section: Mobile Paymentmentioning

confidence: 99%

Mobile Payment and Mobile Application (App) Behavior for Online Recommendations

Liao¹,

Ho²

2021

Journal of Organizational and End User Computing

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A mobile application (App) is an application designed to run on a smartphone, tablet, or other mobile device. With the continuous change of mobile payment applications in smart phones and the support of the banking system, the global mobile payment population is increasing. This study examines the behaviors of Taiwan mobile payment and apps users, a total of 1,176 valid questionnaire data is divided into six sections with 29 items for a database design. This study develops a data mining approach, including clustering analysis and association rules, based on a relational database. Thus, this study shows that mobile payment not only can provide payment service but is also a critical mobile application platform for online business. Finally, we show that as users of mobile payment and apps gain additional demand and consumption ability, online operators can gradually put together mobile payment business models to enable future electronic commerce online recommendations.

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Complacency, capabilities, and institutional pressure: understanding financial institutions’ participation in the nascent mobile payments ecosystem

Cited by 25 publications

References 58 publications

FinTech and the transformation of the financial industry

FinTech and the transformation of the financial industry

Design principles for digital value co-creation networks: a service-dominant logic perspective

Mobile Payment and Mobile Application (App) Behavior for Online Recommendations

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