“…Gender differences can emanate from psychological differences (see Kim, Lehto & Morrison, 2007;Schumacher & MorahanMartin, 2001;Zhang, Prybutok & Strutton, 2007) or men having earlier and more exposure to certain types of technologies (see Li & Kirkup, 2007;Yang & Lester, 2005). Males are assumed to hold more positive attitudes and be less anxious about technology innovations (Francis, 1994;Gilroy & Desai, 1986;Whitely, 1997). In the TAM context, Ong and Lai (2006) found that men perceived more usefulness and ease of use of an e-learning system.…”