Conditional Determinants of Mobile Phones Penetration and Mobile Banking in Sub-Saharan Africa

Asongu, Simplice A.

doi:10.1007/s13132-015-0322-z

Cited by 91 publications

(46 citation statements)

References 59 publications

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“…and Development (OECD) and Asia which are witnessing saturation levels in ICT penetration, there is a higher ICT growth potential in African peripheral markets (Penard et al, 2012;Asongu, 2017a). According to Penard et al (2012), as of 2010, Internet and mobile phone penetration rates in the African continent were respectively 9.6 % and 41 %.…”

Section: First In Relation To Frontier Economies In the Organisationmentioning

confidence: 99%

Openness, ICT and entrepreneurship in sub-Saharan Africa

Asongu

Nwachukwu

2018

ITP

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Section: First In Relation To Frontier Economies In the Organisationmentioning

confidence: 99%

Openness, ICT and entrepreneurship in sub-Saharan Africa

Asongu

Nwachukwu

2018

ITP

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“…We Consistent with recent African (KE) knowledge economy (Tchamyou, 2015) and mobile phone (Asongu, 2015c) literatures, the mobile telephony variable is proxied with the mobile phone penetration rate (per 100 people).…”

Section: Datamentioning

confidence: 99%

“…Moreover, politically unstable countries may use the mobile phone more effectively for inclusive development than politically stable countries. For example in a recent global study on the use of mobile phones for banking purposes, Somalia which has experienced more than two decades of political instability has been found to be leading in the use of mobile phones for inclusive development (Mosheni-Cheraghlou, 2013;Asongu, 2015c). …”

Section: Extensions Based On Fundamental Characteristicsmentioning

confidence: 99%

“…Given the benefits accruing to SSA countries from mobile phone technology, it is timely to ask whether access to mobile phone technologies in SSA would serve as an important catalyst for economic and human development. Second, Asongu (2015c) suggests that while high-end markets in Asia, Europe and North America are characterised with stabilization in the growth of mobile phones 2 , developing African markets still project substantial business opportunities centred on mobile penetration. He also points out that the prospects of mobile phone penetration in Africa are promising and encouraging and these considerations motivate research in African context.…”

Section: Introductionmentioning

confidence: 99%

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Mobile Phone Innovation and Inclusive Human Development: Evidence from Sub-Saharan Africa

2016

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“…North America, Asia and Europe) that are experiencing saturation levels in such penetration (see Penard et al, 2012;Asongu, 2015).…”

Section: Introductionmentioning

confidence: 99%

Remittances, ICT and Doing Business in Sub-Saharan Africa

2018

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Purpose -This study examines how linkages between information and communication technology (ICT) and remittances affect the doing of business.Design/methodology/approach -The focus is on a panel of 49 sub-Saharan African countries for the period 2000-2012. The empirical evidence is based on Generalised Method of Moments.Findings -While we establish some appealing results in terms of net negative effects on constraints to the doing of business (i.e. time to start a business and time to pay taxes), some positive net effects are also apparent (i.e. number of start-up procedures, time to build a warehouse and time to register a property). We also establish ICT penetration thresholds at which the unconditional effect of remittances can be changed from positive to negative, notably: (i) for the number of start-up procedures, an internet level of 9.00 penetration per 100 people is required while (ii) for the time to build a warehouse, a mobile phone penetration level of 32.33 penetration per 100 people is essential. Practical and theoretical implications are discussed.Originality/value -To the best of our knowledge, this is the first study to assess linkages between ICT, remittances and doing business in Sub-Saharan Africa.JEL Classification: F24; F63; L96 O30; O55

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Conditional Determinants of Mobile Phones Penetration and Mobile Banking in Sub-Saharan Africa

Abstract: Using twenty-five policy variables, we investigate determinants of mobile phone/banking in

Cited by 91 publications

References 59 publications

Openness, ICT and entrepreneurship in sub-Saharan Africa

Openness, ICT and entrepreneurship in sub-Saharan Africa

Mobile Phone Innovation and Inclusive Human Development: Evidence from Sub-Saharan Africa

Remittances, ICT and Doing Business in Sub-Saharan Africa

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