The addition of intumescent flame retardant to PLA can greatly improve the flame retardancy of the material and inhibit the dripping, but the major drawback is the adverse impact of the mechanical properties of the material. In this study, we found that the flame retardant and mechanical properties of the materials can be improved simultaneously by constructing a cross-linked structure. Firstly, a cross-linking flame-retardant PLA structure was designed by adding 0.9 wt% DCP and 0.3 wt% TAIC. After that, different characterization methods including torque, melt flow rate, molecular weight and gel content were used to clarify the formation of crosslinking structures. Results showed that the torque of 0.9DCP/0.3TAIC/FRPLA increased by 307% and the melt flow rate decreased by 77.8%. The gel content of 0.9DCP/0.3TAIC/FRPLA was 30.8%, indicating the formation of cross-linked structures. Then, the mechanical properties and flame retardant performance were studied. Results showed that, compared with FRPLA, the tensile strength, elongation at break and impact strength of 0.9DCP/0.3TAIC/FRPLA increased by 34.8%, 82.6% and 42.9%, respectively. The flame retardancy test results showed that 0.9DCP/0.3TAIC/FRPLA had a very high LOI (the limiting oxygen index) value of 39.2% and passed the UL94 V-0 level without dripping. Finally, the crosslinking reaction mechanism, flame retardant mechanism and the reasons for the improvement of mechanical properties were studied and described.