“…In contrast, the study of Smit et al (2014) gave an idea about the understanding of Dutch internet users. Other studies also describe that people possess a medium knowledge of OBA (Baek & Morimoto, 2012;Dehling, Zhang, & Sunyaev, 2019;Ur, Leon, Cranor, Shay, & Wang, 2012). Holvoet et al (2022) examined the coping responses towards targeted advertising practices, and the results reveal that they hold minimal knowledge about personalised advertisements.…”