Credit for the rural poor – the case of BRAC in Bangladesh

Chowdhury,; Mahmood,; Abed,

doi:10.3362/0957-1329.1991.025

Cited by 9 publications

(4 citation statements)

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“…They found that the 'with credit' women have a much lower percentage of poverty in terms of its incidence (80%), intensity (28%), and severity (12%) compared to the 'without credit' respondents 99%, 59%, and 37% respectively. Chowdhury, Mahmud, and Abed (1991) observed that the participants of the Bangladesh Rural Advancement Committee (BRAC) have more income, owned more assets, and earned more, as compared to the non-participants. Hashemi, Schuler, and Riley (1996) conducted an empirical study of 120 households from six villages in Bangladesh and presented findings from the study of the Grameen Bank and the BRAC, two programs that provide credit to poor rural women in Bangladesh.…”

Section: Literature Review and Hypotheses Developmentmentioning

confidence: 99%

Impact of microfinance on sustainable entrepreneurship development

Ferdousi

2015

Development Studies Research

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The proponents of inclusive financial growth believe that giving relatively larger loans to the non-poor or near-poor entrepreneurs is the response of the microfinance institutions (MFIs) toward the demand of a existing and potential clients. But opponents are more likely to consider response such as mission drift by the MFIs. Therefore, this study attempts to measure the effectiveness of such microenterprise loans on increasing entrepreneurs' incomes and innovation. Our findings support the proponents of giving loans to entrepreneurs. Findings suggest that larger loans increase income, but less innovative business practice might threaten such income. Therefore, we recommend that microenterprise loans associated with proper business skills, information, and technologies be provided by MFIs with careful screening and monitoring to ensure the effective utilization of loan capital.

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Section: Literature Review and Hypotheses Developmentmentioning

confidence: 99%

Impact of microfinance on sustainable entrepreneurship development

Ferdousi

2015

Development Studies Research

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“…The new programme is also different in that BRAC will never completely withdraw. After the threeyear women's health and development phase, the institutional development and credit components of BRAC programmes [14] will be introduced. Through this village-level effort, the poorer households will be identified and components such as children's education [15] and credit [14] will be introduced that will facilitate addressing other causes of malnutrition in a systematic and sustained manner.…”

Section: Discussionmentioning

confidence: 99%

Growth Monitoring in the Context of a Primary Health Care Programme

Karim¹,

Huq²,

Brown³

et al. 1994

Food Nutr Bull

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During the last decade, growth monitoring has been promoted us an important intervention for child survival, but questions have been raised about its electiveness and feasibility in less-developed countries. A growth-monitoring programme was carried out by the Bangladesh Rural Advancement Committee for over four years, covering about 20,000 children under two years of age. The programme was equally accessible to all socioeconomic groups and both sexes. Children were weighed monthly in village centres, and their mothers were given health and nutrition education. A recent evaluation found modest coverage (43 %) of the target children. Accuracy in determining ages of the target children was reasonably good, with more than 90% within 30 days of actual age. Eighty-seven per cent of the Salter round scales used gave accurate results, compared with only 17% of the Salter cylinder scales. Local volunteers, mostly women, participated in growth-monitoring sessions by weighing, recording, and demonstrating how to prepare supplementary diets. Growth monitoring was associated with increased use of selected child-survival interventions such as immunization. The nutrition status of participating children was not significantly better than that of a comparable group of children who did not participate (p =.051).

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“…DFID (1999) reported that one of the components of improved livelihoods is enhanced coping strategies, which is achieved through livelihood strategies. Chowdhury et al (1991) asserted that women participating in BRACsponsored activities have more assets and are more often gainfully employed than non-participants. Mustapha and Ara (1996) confirmed this and noted that the BRAC members have better coping capacities in lean seasons and that these increased with length of membership and amount of credit received from BRAC.…”

Section: Enhanced Coping Strategiesmentioning

confidence: 99%

Impact of clip project on the livelihood outcomes of Sheabutter processing women in Karaga District of Northern Region, Ghana

Bawa

2021

apjsafe

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The poverty situation in northern Ghana is a major challenge to sustainable development. As a result of socio-cultural factors, women are vulnerable and their poverty situation is even more overwhelming. Development agencies, Governmental and Non- Governmental Organizations have adopted and implemented different strategies aimed at reducing poverty in these areas. Micro-credit delivery to the poor especially women is one of these strategies that seems to be making impact towards improving the livelihoods of the rural poor women. In recognition of the fact that the shea industry has a great potential and could help alleviate poverty in the five northern regions of Ghana, and most especially among the rural women, the Community Life Improvement Programme (CLIP) was established in 1997 to help boost the shea industry through the initiation of micro-credit scheme to help the northern women patronize, intensify and expand the sheabutter processing micro-business. This study was therefore conducted in 2015 to evaluate the impact of the CLIP project on the livelihood outcomes of women in the micro-scale sheabutter processing in Karaga district of Northern region. By means of purposive and snow ball sampling techniques, 110 respondents (consisting of 80 beneficiary and 30 non-beneficiary women) were interviewed for the study. An interview guide and focus group discussions were used to obtain information from the sheabutter processing women. Relevant literature documents of the CLIP project were also consulted. From the survey, the activities undertaken by the CLIP project to improve the livelihood of the beneficiary sheabutter processors were identified and the impact of the project on the beneficiary women assessed. The results of the study revealed that the livelihood outcomes of the beneficiary women have been improved. The study further revealed that the livelihood outcomes of the beneficiary women were far better off as compared to that of the non-beneficiary women of the CLIP project. The study recommended that, the CLIP project should expand its base to cover many more sheabutter processing women in the target communities, and intensify its training and monitoring activities.

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Credit for the rural poor – the case of BRAC in Bangladesh

Cited by 9 publications

References 0 publications

Impact of microfinance on sustainable entrepreneurship development

Impact of microfinance on sustainable entrepreneurship development

Growth Monitoring in the Context of a Primary Health Care Programme

Impact of clip project on the livelihood outcomes of Sheabutter processing women in Karaga District of Northern Region, Ghana

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