Although disaster losses frequently occur in rural and agricultural areas, a significant majority of the existing disaster research has focused on urban areas and coasts, often overlooking rural populations and communities (Cutter et al. 2016; Tierney 2013). Our research-based understanding of the recovery of housing post disasters in rural areas is even more limited, again with much of the current scholarship focused on urban areas and cities (Ganapati et al. 2013). Furthermore, the majority of the limited studies that have taken place in rural communities have focused on environmental or technological disasters, such as mining-related incidents, and not on more frequently occurring events such as disaster losses from flooding (Scott et al. 2012). Rising disaster losses and increasing frequency of events across the United States coupled with a current political climate that does not result in a national consensus demand more local responsibility for disaster recovery, when less federal aid is offered as a result, making rural disaster studies a particularly pressing issue. Even if recommendations to address climate change are taken, communities will continue to experience increasing impacts and will be expected to take on a greater percentage of the burden for disaster recovery (Coppola 2016). Research has shown that disaster impacts can best be mediated at the local level, where the most effective risk reduction measures can be undertaken and the most effective policies enacted. Thus, there is a "silver lining" to shift to more local disaster recovery and adaptation attention. Unfortunately, achieving success in risk reduction is far more challenging for communities that lack sufficient resources to ensure the success of these measures and much less have the resources to fund their own adaptation programs (Haddow 2016a, b).