“…Various models have been proposed specifically to explain the adoption of technology, such as the technology acceptance model (TAM) (Davis, 1989), the unified theory of acceptance and use of technology (UTAUT) (Venkatesh, Morris, Davis, & Davis, 2003) and the technology organization environment (TOE) framework (Tornatzky, Fleischer, & Chakrabarti, 1990). Gangwar and Date (2016) used extended TAM model to find critical factors of CC adoption. The findings revealed that threat, risk, vulnerability, availability and support, and compliance are important determinants in Indian organizations.…”