A tool to study the inertias of reducible nonzero (resp. sign) patterns is presented. Sumsets are used to obtain a list of inertias attainable by the pattern A È B dependent upon inertias attainable by patterns A and B. It is shown that if B is a pattern of order n, and A is an inertially arbitrary pattern of order at least 2(n À 1), then A È B is inertially arbitrary if and only if B allows the inertias (0, 0, n), (0, n, 0) and (n, 0, 0). We illustrate how to construct other reducible inertially (resp. spectrally) arbitrary patterns from an inertially (resp. spectrally) arbitrary pattern A È B, by replacing A with an inertially (resp. spectrally) arbitrary pattern S. We identify reducible inertially (resp. spectrally) arbitrary patterns of the smallest orders that contain some irreducible components that are not inertially (resp. spectrally) arbitrary. It is shown there exist nonzero (resp. sign) patterns A and B of orders 4 and 5 (resp. 4 and 4) such that both A and B are non-inertially-arbitrary, and A È B is inertially arbitrary.