In the normal metal/ferromagnetic insulator bilayer (such as Pt/Y3Fe5O12) and the normal metal/ferromagnetic metal/oxide trilayer (such as Pt/Co/AlOx) where spin injection and ejection are achieved by the spin Hall effect in the normal metal, we propose a minimal model based on quantum tunneling of spins to explain the spin-transfer torque and spin pumping caused by the spin Hall effect. The ratio of their damping-like to field-like component depends on the tunneling wave function that is strongly influenced by generic material properties such as interface s − d coupling, insulating gap, and layer thickness, yet the spin relaxation plays a minor role. The quantified result renders our minimal model an inexpensive tool for searching for appropriate materials. [6,7]. Unlike in metallic heterostructures, the usual way of spin injection by using a spin-polarized charge current in the currentperpendicular-to-plane (CPP) geometry is difficult in NM/FMI because the insulating FMI impedes the charge current. Instead, the spin injection in this system is done by using the spin Hall effect (SHE) in the NM, which in the current-in-plane (CIP) geometry injects a pure spin current into the FMI to cause STT. In the reciprocal process, SHE converts the pure spin current generated from spin pumping into electric signals. Despite pointing at promising applications in magnetic memory devices, the microscopic mechanism concerning how the pure spin current tunnels into an insulator to cause STT and spin pumping remains unclear, especially if spin relaxation plays a crucial role as in metallic heterostructures [1].