21The human bone marrow (hBM) is a complex organ critical for hematopoietic and immune 22 homeostasis, and where many cancers metastasize. Yet, understanding the fundamental biology of 23 the hBM in health and diseases remain difficult due to complexity of studying or manipulating the 24 BM in humans. Accurate in vitro models of the hBM microenvironment are critical to further our 25 understanding of the BM niche and advancing new clinical interventions. Although, in vitro 26 culture models that recapitulate some key components of the BM niche have been reported, there 27 are no examples of a fully human, in vitro, organoid platform that incorporates the various niches 28 of the hBM -specifically the endosteal, central marrow, and perivascular niches -thus limiting 29 their physiological relevance. Here we report an hBM-on-a-chip that incorporates these three 30 niches in a single micro-physiological device. Osteogenic differentiation of hMSCs produced 31 robust mineralization on the PDMS surface ("bone layer") and subsequent seeding of endothelial 32 cells and hMSCs in a hydrogel network ("central marrow") created an interconnected vascular 33 network ("perivascular niche") on top. We show that this multi-niche hBM accurately mimics the 34 ECM composition, allows hematopoietic progenitor cell proliferation and migration, and is 35 affected by radiation. A key finding is that the endosteal niche significantly contributes to hBM 36 physiology. Taken together, this multi-niche micro-physiological system opens up new 37 opportunities in hBM research and therapeutics development, and can be used to better understand 38 hBM physiology, normal and impaired hematopoiesis, and hBM pathologies, including cancer 39 metastasis, multiple myelomas, and BM failures. 40 41 42Hematopoietic stem cells (HSCs) reside and self-renew in the bone marrow (BM) throughout 43 adulthood, where multipotency is maintained and hematopoietic progenitor cells (HPCs) 44 differentiate to maintain hematopoietic homeostasis (1). The microenvironment that maintains 45 HSC potency and regulates differentiation of HPCs, i.e. the HSC niche, is characterized by BM 46 stromal cells, extracellular matrix (ECM), and biochemical and physical signals (2-4). The HSC 47 niche can be disrupted, naturally with age, with radiation or chemotherapies, or by primary and 48 metastatic malignancies in the BM, and also through the mobilization of HSCs for apheresis. 49Novel, human, and potentially patient specific, models of this microenvironment are critical to 50 advancing our understanding of the BM niche, develop new BM directed therapeutics, and 51 evaluate the effects and predict the success (or failure) of clinical interventions (5). 52Our understanding of the location and composition of the BM microenvironment has been 53 changing over the last two decades. Early research had indicated that HSCs resided in a hypoxic, 54 endosteal niche, where potency was maintained (6, 7). However, recent findings have shown that 55 multi-potent HSCs are perivascular and ex...