Dampak Privasi, Keamanan, Kepercayaan, dan Pengalaman terhadap Niat Mahasiswa Akuntansi untuk Bertransaksi di E-Commerce

Abstract

The purpose of this study was to determine the effect of privacy, security, trust and experience on the intentions of Accounting students to transact in e-commerce. The population in this study were students majoring in Accounting who had taken or were taking Information Systems courses at several campuses in the city of Makassar at random. The sample used was 100 accounting students and users of e-commerce applications. The results of this study partially show that the influence of privacy and security and trust has no effect, while experience has a positive and significant effect on the intention to transact in e-commerce in Accounting Students. The results of the research simultaneously show that the variables of Privacy, Security, Trust and Experience simultaneously affect the intention of students to transact in e-commerce.

The Impact of Privacy, Security, and Trust on Online Transaction Intentions at Bank Bca Bandung

“…This means that the privacy variable has a large influence on the intention to transact online at Bank BCA Bandung. The above is relevant to previous research by [16], and [17] with the result that privacy has a significant effect on the intention to transact online. Privacy is an effort made by the company to show concern for users' personal information, there is legal protection for personal information, and maintain user information and confidentiality properly [18].…”

Analisis Jalur Pengaruh Pengambilan Keputusan Bertransaksi Melalui BSI Mobile

“…Studi tersebut membuktikan bahwa dorongan pengguna dalam minat menggunakan mobile banking dipengaruhi oleh faktor kepercayaan nasabah itu sendiri, sehingga kepercayaan sangat berperan aktif dalam diri nasabah untuk memutuskan bertransaksi melalui mobile banking. Sedangkan penelitian yang dilakukan oleh Farina (2016) memaparkan bahwa kepercayaan tidak berpengaruh terhadap minat. Penelitian terdahulu terkait kepercayaan terhadap pengambilan keputusan bertransaksi melalui mobile banking menjelaskan bahwa kepercayaan berpengaruh positif dan signifikan terhadap keputusan (Wardani, 2021) dan kepercayaan tidak memiliki pengaruh terhadap keputusan (Farina, 2016;Habibi & Zaky, 2014).…”

“…Sedangkan penelitian yang dilakukan oleh Farina (2016) memaparkan bahwa kepercayaan tidak berpengaruh terhadap minat. Penelitian terdahulu terkait kepercayaan terhadap pengambilan keputusan bertransaksi melalui mobile banking menjelaskan bahwa kepercayaan berpengaruh positif dan signifikan terhadap keputusan (Wardani, 2021) dan kepercayaan tidak memiliki pengaruh terhadap keputusan (Farina, 2016;Habibi & Zaky, 2014).…”