This study aims to investigate Russia's financial performance during the COVID 19 outbreak and the financial crisis. We use indicators of bank financial performance as the dependent variable in this study. An indication of bank success is bank profit after taxes. As independent variables, general reserves and finance were utilized. For this investigation, the Russian financial services regulator used a sample of all bank transactions across the country that were recorded (Central Bank of the Russian Federation). This study covers a population of all financial institutions in Russia, including those that are registered and those that are not, throughout a monthly time span from January 1995 to January 2021. We found that financing generally has a very favorable impact on Russian banking performance. However, general reserves have a detrimental impact on Russian bank performance. This makes perfect sense since in a stable economy, financing is the spearhead of bank income with measurable risks so when financing increases, bank income also increases. On the other hand, if the reserves increase, more money will settle and in the end, it will have an impact on the loss of opportunities to earn income. However, during a crisis, financing becomes very risky so it is negatively related to bank performance during a crisis, but it is reserved that are the driving force for bank income from deposits to the central bank.