Delivering financial services through mobile phone technology: a pilot study on impact of mobile money service on micro-entrepreneurs in rural Cambodia

Vong, John; Fang, Jeff; Song, Insu

doi:10.1504/ijiscm.2012.051152

Cited by 27 publications

(12 citation statements)

References 14 publications

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“…This is possible if everyone has access to secured saving accounts serviced through technologyenabled retail networks, and connected to the national payment systems including households, government and commercial providers. Vong et al, (2012) identified that micro-entrepreneurs who use mobile banking services in rural areas would benefit positively from the use of it in terms of time, security and convenience.…”

Section: Contribution Of Mobile Banking Service Towards Youth In Busimentioning

confidence: 99%

Mobile Banking Services Empowering Youth in Rwanda: A Case of Gisenyi Sector of Rubavu District

2017

International Journal of Research in Sociology and Anthropology

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Section: Contribution Of Mobile Banking Service Towards Youth In Busimentioning

confidence: 99%

Mobile Banking Services Empowering Youth in Rwanda: A Case of Gisenyi Sector of Rubavu District

2017

International Journal of Research in Sociology and Anthropology

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“…Studies in this domain examine the potentiality (Duncombe, 2012;Vong et al, 2012) and adoption (Etim, 2013) of mobile financing. According to Duncombe (2012), simple market modelling that depicts 'informal and formal' social networks or 'banked or unbanked' population is inadequate to assess m-finance potential.…”

Section: Mobile Financementioning

confidence: 99%

“…As such, m-finance must be re-examined in accordance with contextual analysis to include user experiences and environment. Vong et al (2012) illustrated that mobile money services are gaining traction and acceptance when used for daily business life in rural Cambodia. Mobile money services complemented or enhanced access to financial services that helped improve rural Cambodian livelihoods as well as micro or small businesses in terms of reduced operational costs, higher profit margin and higher market access opportunities.…”

Section: Mobile Financementioning

confidence: 99%

Current Landscape and Potential of Mobile Computing Research in the Least Developed Countries

Imran

Quimno

Hussain

2016

E J Info Sys Dev Countries

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Despite the huge potentialities, the actual growth of information and communications technology (ICT) in the least developed countries (LDCs) is still hindered by a number of factors beyond the infrastructural constraints. However, over the last decade, mobile computing has emerged as an important means to bridge the longstanding digital divide between LDCs and first world countries by accelerating the diffusion of various services (government, business, health, education and environment) through mobile devices. These services can be classified according to their domain of application, such as m‐agriculture, m‐finance, m‐banking, m‐commerce, m‐government, m‐health and m‐learning. The overreaching goal of this paper is to explore mobile applications and services in LDCs and to assess the extent of research that has permeated in this area within the LDCs. The research questions that this paper seeks to answer are: what has existing research in LDCs identified regarding mobile technology applications, services and usage; and what are the typical characteristics and trends of mobile computing technology innovation and services within LDCs? The paper presents a comprehensive literature review of 480 articles on mobile technology application and services in the LDCs from the basket of Information Systems literature. The review draws on the current landscape of mobile computing studies in the LDCs to analyse and evaluate research trends, focus, regional priorities and gaps. Through the meta‐analysis of secondary data, the paper highlights some interesting comparisons about mobile technologies among the LDCs as regards to research themes, focus areas and applications. Also, based on an assessment of current state of research, the paper identifies gaps and potential research directions.

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“…They need to create a women friendly environment by creating an aesthetic appeal, personalizing conversations, and fulfilling their unstated needs in an efficient manner. According to a pilot study conducted in Cambodia, it was observed that the impact on introduction of mobile banking has created social inclusion among the rural population in four major dimensions: consumption behaviour, participation in economy, political contribution and social network creations (Vong et al 2012). …”

Section: Micro Financial Products Designmentioning

confidence: 99%

Microfinance and Gender Equality in Indonesia

Vong

Song

2014

Emerging Technologies for Emerging Markets

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The financial inclusion of women micro entrepreneurs is both important and necessary for the holistic socio-economic development of a nation. This paper aims to address the gap in the study of the processes of financial inclusion by women micro-entrepreneurs in Indonesia. The research will contribute to the pool of academic resources related to financial inclusion, micro credit, and women entrepreneurship that intend to improve the processes and benchmarking for financial inclusion initiatives. In writing this paper, there was extensive literature research plus in situ research conducted in Indonesia. There is also a significant amount of evidence that is related to factors that contribute to gender inequality. Both desk research and field research found that financial exclusion is linked to financial education, cultural norms of rural Indonesia and high banking cost and mobile payments. In conclusion, the authors recommend improving processes in designing financial products and financial education, and lowering the cost of banking, especially in the use of mobile payment technology, and instituting microinsurance. Further research is recommended to generate hypotheses relating to financial inclusion and women entrepreneurship in Indonesia.

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Delivering financial services through mobile phone technology: a pilot study on impact of mobile money service on micro-entrepreneurs in rural Cambodia

Cited by 27 publications

References 14 publications

Mobile Banking Services Empowering Youth in Rwanda: A Case of Gisenyi Sector of Rubavu District

Mobile Banking Services Empowering Youth in Rwanda: A Case of Gisenyi Sector of Rubavu District

Current Landscape and Potential of Mobile Computing Research in the Least Developed Countries

Microfinance and Gender Equality in Indonesia

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