2005
DOI: 10.1002/itdj.20025
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Deploying Internet banking and e-commerce—case study of a private-sector bank in India

Abstract: Over the last decade India has been one of the fastest adopters of information technology, particularly because of its capability to provide software solutions to organizations around the world. This capability has provided a tremendous impetus to the domestic banking industry in India to deploy the latest in technology, particularly in the Internet banking and e-commerce arenas. This article discusses the experiences of a private-sector bank in deploying Internet banking and e-commerce in India. Strategic ali… Show more

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Cited by 44 publications
(23 citation statements)
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“…ICT use in microfinance has largely focused on the problem of efficiency enhancement, that is, reducing transactions costs for a large scale of operations (Kamel, 2005), the potential for ICT introduction in streamlining the MFI's operations (Frankiewicz, 2003;Parikh et al, 2006), the challenges facing distributed computing and channel requirements (Gurau, 2005;Kannabiran & Narayan, 2005), and the issues of scale and geographically distributed connectivity to sustain banking (Mauguis et al, 2005;Press, 2005).…”
Section: Prior Research On Deploying Icts For Developmentmentioning
confidence: 99%
“…ICT use in microfinance has largely focused on the problem of efficiency enhancement, that is, reducing transactions costs for a large scale of operations (Kamel, 2005), the potential for ICT introduction in streamlining the MFI's operations (Frankiewicz, 2003;Parikh et al, 2006), the challenges facing distributed computing and channel requirements (Gurau, 2005;Kannabiran & Narayan, 2005), and the issues of scale and geographically distributed connectivity to sustain banking (Mauguis et al, 2005;Press, 2005).…”
Section: Prior Research On Deploying Icts For Developmentmentioning
confidence: 99%
“…Indian banks have been offering internet banking services since 2000 to their customers, especially those familiar with IT and have prompt access for banking transactions (Kannabiran & Narayan, 2005). Throughout the world business firms whether involved in manufacturing of products or delivering service or both recognize quality and performance as two competing factors either to improve or maintain or regain their market share (Nudurupati et al, 2011).…”
Section: Introductionmentioning
confidence: 99%
“…The emergence of NPSBs, expansion by the foreign banks, the changing business model of the nationalised banks compounded by financial reforms and burgeoning of middle class, has, over the last ten years, completely transformed the ways banks in India operate. The government-owned commercial banks today have a market share of around 75% (down from the earlier 95%), the private sector banks about 20% and the foreign banks about 5% (Kannabiran and Narayan, 2005). NPSBs perceived that future competition among banks would be essentially based on the technology and developed state-of-the-art technology infrastructure, comparable with that of banks in developed countries.…”
Section: Introductionmentioning
confidence: 99%