Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Khan, Mohammad Shahfaraz; Rabbani, Mustafa Raza; Hawaldar, Iqbal Thonse; Bashar, Abu

doi:10.3390/risks10060114

Cited by 43 publications

(21 citation statements)

References 60 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Correspondingly, in Pakistan, religion has an active role in choosing Islamic banking (Butt et al , 2018). Recently, Khan et al (2022) demonstrated that behaviour in adopting Islamic financial technology indicates that individuals are inclined to use IF technology while making online transactions. In SMEs, AtIF is stumpy and displays negative AtIF.…”

Section: Literature Review and Hypothesesmentioning

confidence: 99%

Intention to adopt Islamic finance through the mediation of attitudes towards Islamic finance

Shah

Bhatti

Anwar

et al. 2023

JIABR

View full text Add to dashboard Cite

Purpose This paper aims to explore the intention to adopt Islamic finance (ItIF) through the mediation of attitudes towards Islamic finance among microbusiness owners of Pakistan. Design/methodology/approach The study is co-relational and based on cross-sectional data. The authors gathered the data from microbusiness owners through a survey questionnaire. The authors used 236 valid cases to assume the outcomes. Findings The results through structural equation modeling reveal a significant positive effect of the perception of Shariah compliance (PoSC), knowledge of the Islamic financial system (KoIF), religious preferences (RP) and loyalty on ItIF. Furthermore, attitude towards Islamic finance (AtIF) is a potent factor in developing the relationship between PoSC, KoIF, RP, loyalty and ItIF. Practical implications The study’s findings would be helpful for planners and policymakers in developing policies that favourably enhance the attitudes and intentions among individuals towards Islamic financing. The results would inspire readers to go to Islamic finance and an interest-free financial system enriched with Shariah law or Islamic obligations. The study would provide implications for the financial institutions in Pakistan and the rest of the Muslim world. Originality/value The study offers an apparent thoughtfulness of the empirical evidence from microbusiness owners of Pakistan. The study would provide a plausible mediating contribution of AtIF.

show abstract

Section: Literature Review and Hypothesesmentioning

confidence: 99%

Intention to adopt Islamic finance through the mediation of attitudes towards Islamic finance

Shah

Bhatti

Anwar

et al. 2023

JIABR

View full text Add to dashboard Cite

show abstract

“…Disrupsi keuangan syariah akibat fintech memunculkan pentingnya teknologi dalam sistem keuangan syariah (Miskam et al, 2019). Khan et al, (2022) menyatakan bahwa bidang keuangan Islam berkembang dan menarik perhatian secara global, bahkan diapresiasi oleh non-Muslim. Berdasarkan Global Islamic Finance Report (GIFR Press Release, 2021), industri jasa keuangan syariah global terus tumbuh dengan rata-rata 11,38% per tahun sejak 2019.…”

Section: Pendahuluanunclassified

“…Makna Islamic fintech menurut Nafiah & Faih, (2019) adalah perpaduan, perkembangan yang ada dalam uang dan inovasi yang bekerja dengan proses pertukaran dan usaha dalam pandangan nilai-nilai syariah. Menurut Khan et al, (2022), Islamic fintech didefinisikan dengan cara yang sama seperti conventional fintech, dengan perbedaan pada kepatuhan syariah. Ini adalah kombinasi dari dua kata, Islami dan fintech.…”

Section: Aspek Ontologi Islamic Fintechunclassified

Islamic Financial Technology dalam Kajian Filsafat Ilmu

Hirawati

Harsono

2023

ekuitas

View full text Add to dashboard Cite

Islamic financial technology (fintech) has experienced rapid development but is still not comparable to conventional fintech developments. This study aims to examine the construct of Islamic fintech in the view of the philosophy of science from the aspects of ontology, epistemology, and axiology. Islamic fintech is an interesting research area and continues to grow in the field of management, especially financial management. The method used is a literature review, which discusses the meaning, history, theory, and benefits of Islamic fintech to get a more detailed picture of Islamic fintech from previous researchers. This research also identifies the antecedents and consequences of Islamic fintech. The antecedents of Islamic fintech consist of resources, risks, profits, and competition which are factors of the company, as well as literacy, attitude, and acceptance, which are factors of consumers, and regulations from policymakers. The consequence of Islamic fintech is a sustainable finance system.

show abstract

“…In the field of Islamic accounting, the future work could be used for Financial Technology (Fintech) such as Regtech, InsureTech and asset management (Atif et al, 2021b;Khan and Rabbani, 2020;Rabbani et al, 2020) and big data (Sun et al, 2020) in Sharia governance of Islamic financial institutions. Fintech is the use of disruptive technology for the enhancement of financial services, and more research is needed to see the impact of these technologies in improving the accounting and Sharia governance practices (Khan et al, 2022;Rabbani et al, 2022Rabbani et al, , 2021aRabbani et al, , 2021bRabbani et al, , 2021c. Further research can also be conducted on accounting information technology to make accounting and Sharia governance more automated and transparent.…”

Section: Conclusion and Future Research Directionsmentioning

confidence: 99%

Sharia governance standards and the role of AAOIFI: a comprehensive literature review and future research agenda

Hassan

Rabbani²

2022

JIABR

View full text Add to dashboard Cite

Purpose The purpose of this study is to investigate the role of Auditing and Accounting Organization for Islamic Financial Institution (AOIFI) governance disclosure on the performance of Islamic financial institutions (IFIs) through systematic literature review approach. Design/methodology/approach This study is based on the review of literature related to the AAOIFI accounting standards downloaded from Scopus database. This study includes review of 126 research articles, 10 review papers, 9 book chapters and 5 conference papers related to different roles played by AAOIFI in providing standards for accounting, auditing, governance and ethics for global IFIs. Findings The findings of this study suggest that AAOIFI has played a critical role in developing the accounting standards for the IFIs and contributed positively to the overall growth of the Islamic finance industry. Practical implications AAOIFI has played a critical role in issuing and development of accounting and auditing standards and has contributed positively to the financial performance of IFIs. Research gaps are identified, and there is a need to work on these gaps. Originality/value This study will contribute to the understanding the role of AAOIFI in issuing and development of accounting and governance standards and future research agenda based on a thorough review of literature.

show abstract

Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Cited by 43 publications

References 60 publications

Intention to adopt Islamic finance through the mediation of attitudes towards Islamic finance

Intention to adopt Islamic finance through the mediation of attitudes towards Islamic finance

Islamic Financial Technology dalam Kajian Filsafat Ilmu

Sharia governance standards and the role of AAOIFI: a comprehensive literature review and future research agenda

Contact Info

Product

Resources

About