Determinants of Commercial Banks Profitability Through Analysis of Financial Performance Indicators: Evidence From Kosovo

Nuhiu, Artor; Hoti, Arber H.; Bektashi, Mejdi

doi:10.3846/btp.2017.017

Cited by 34 publications

(26 citation statements)

References 8 publications

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“…Commercial banks have an important role in the process of GDP creation and redistribution. They are the key element of the financial system (Belás et al, 2015;Nuhiu et al, 2017). A well developing financial system is an important attribute of the development of the national economy as a whole.…”

Section: Literature Reviewmentioning

confidence: 99%

Efficiency of banks and human resources

Gružauskas

Grmanová

2018

Journal of International Studies

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This paper focuses on efficiency of banks and human resources. The subjects of our analysis are banks based in Slovakia. The aim of this paper is to determine the relationship between technical efficiency on one side and the number of banks' employees and personnel expenses/number of employees on the other side. Technical efficiency scores were determined using DEA models. DEA models are quantitative models used to express the relative efficiency score. They are based on linear programming transforming multiple inputs into multiple outputs. Banks can be divided into groups according to their number of employees. Medium-sized banks reached higher arithmetic average of the efficiency scores than large banks. Banks with above-average personnel expenses/ number of employees reached higher arithmetic average of the efficiency scores than thebanks with below-average personnel expenses/ number of employees. Based on the Tobit regression, especially interesting is the positive effect personnel expenses/ number of employees have on the efficiency score.

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Section: Literature Reviewmentioning

confidence: 99%

Efficiency of banks and human resources

Gružauskas

Grmanová

2018

Journal of International Studies

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“…The periods of financial contagion have evidently raised the risk of securities (Vychytilova, 2018;Mačí & Valentová Hovorková, 2017; Čulková et al, 2015;Vukovic et al, 2017) and returned the interest in gold as in alternative financial instrument since gold has historically been treated as a standard of high value. Of course, other alternative investments should be mentioned here too (Jurevičienė, & Jakanovytė, 2015;Nuhiu et al, 2017;Mouselli et al, 2016;Śliwiński & Łobza, 2017;Nawrocki, 2018). The series of the global financial crises has even augmented the belief that gold can provide investment protection and serve as a perfect risk management tool.…”

Section: Introductionmentioning

confidence: 99%

Gold Investment Incentives: An Empirical Identification of the Main Gold Price Determinants and Prognostication of Gold Price Future Trends

Gasparėnienė¹,

Remeikienė²,

Sadeckas³

et al. 2018

Economics &Amp; Sociology

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During the World War I, most of the countries stopped coin production and began converting paper money into gold. Various forms of exchange were later abolished during the "Great Depression" in 1929-1933. Later, gold lost the value of money in most of the economies worldwide. Multiple price rise of gold caused a real rise in the value of gold reserves and their potential ability to cover the balance of payment deficit. At the same time, it shows that gold still plays an important role in terms of monetary aspect. The aim of this study was to determine whether ARIMA models are suitable for determining the short-term volatility of gold prices. The calculations show that ARIMA model is suitable only for short-term gold price forecasts (max. 1 year). Thus, it is necessary to apply other models (multi-regression ones) that also can reveal the relationship between gold price and its determinants.

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“…Occurrence of a financial crisis is always interconnected with changes in banks' behaviour along with the tendency of their credit standards' tightening with the aim to lower their level of credit risk (Nuhiu et al, 2017). Analysis carried out by the National Bank of Slovakia (NBS, 2015) has also confirmed that tightening of credit conditions has its significantly negative impact on GDP, on the extent of bank loans' granting, and, as a follow-up, it worsens SMEs financing possibilities.…”

Section: Introductionmentioning

confidence: 91%

Credit standards and factors affecting their strictness in the segment of SMEs in the Slovakia

Ključnikov

Majková

Vincúrová

2018

Journal of International Studies

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Abstract. Credit standards have a strong impact on GDP and the average size of provided loans within the economy. The aim of this paper is to investigate whether such factors as the age of entrepreneurs and the size of their companies are relevant, and have a significant impact on the perception of credit standards. The research is focused on the impact of the selected factors and comparison of the perception of strictness of credit conditions before and after the crisis on the basis of the data from two surveys carried out among 756 Slovak companies back in 2008 and then in 2016. Basing on the Pearson´s chi-square analysis of the results we may present the statistical evidence that the age of an owner and the size of a company have significant impact on the perception of loan criteria, while the impact of company's size has higher intensity.

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Determinants of Commercial Banks Profitability Through Analysis of Financial Performance Indicators: Evidence From Kosovo

Cited by 34 publications

References 8 publications

Efficiency of banks and human resources

Efficiency of banks and human resources

Gold Investment Incentives: An Empirical Identification of the Main Gold Price Determinants and Prognostication of Gold Price Future Trends

Credit standards and factors affecting their strictness in the segment of SMEs in the Slovakia

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