2020
DOI: 10.1016/j.heliyon.2020.e05795
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Determinants of efficiency in state-chartered financial institutions: Why financial education and freedom matter

Abstract: In this paper, we verify which qualitative banking attributes can determine the level of American state-chartered Financial Institutions (FIs) and evaluate its underlying variables. The methodology followed three procedures of analysis. First, we measured banking efficiency using a two-stage SBM network data envelopment analysis (NDEA). Subsequently, we used machine learning methods to predict efficient FIs from qualitative attributes. Finally, we tested the variables related to the attributes, using a fractio… Show more

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Cited by 3 publications
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References 37 publications
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