2014
DOI: 10.1186/1475-9276-13-27
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Determinants of health insurance ownership among women in Kenya: evidence from the 2008–09 Kenya demographic and health survey

Abstract: BackgroundThe Government of Kenya is making plans to implement a social health insurance program by transforming the National Hospital Insurance Fund (NHIF) into a universal health coverage program. The objective of this study was to examine the determinants associated with health insurance ownership among women in Kenya.MethodsData came from the 2008–09 Kenya Demographic and Health Survey, a nationally representative survey. The sample comprised 8,435 women aged 15–49 years. Descriptive statistics and multiva… Show more

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Cited by 88 publications
(142 citation statements)
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References 30 publications
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“…Several explanations have been offered. These disparities may be associated with gender inequalities in access to health insurance coverage (29,30). Our findings are consistent with the results of the 2013 Kenya Household Healthcare Expenditure and Utilization Survey (KHEUS) which suggest that women are more likely to have poor access to primary healthcare services due to low health insurance coverage (31).…”
Section: Discussionsupporting
confidence: 88%
See 1 more Smart Citation
“…Several explanations have been offered. These disparities may be associated with gender inequalities in access to health insurance coverage (29,30). Our findings are consistent with the results of the 2013 Kenya Household Healthcare Expenditure and Utilization Survey (KHEUS) which suggest that women are more likely to have poor access to primary healthcare services due to low health insurance coverage (31).…”
Section: Discussionsupporting
confidence: 88%
“…Our findings are consistent with the results of the 2013 Kenya Household Healthcare Expenditure and Utilization Survey (KHEUS) which suggest that women are more likely to have poor access to primary healthcare services due to low health insurance coverage (31). In general, the most important determinants of health insurance coverage are employment-related factors and income (29,32,33). A possible explanation for these results could be the existence of gender differences in job opportunities with women more likely to engage in informal employment with lack of entitlements such as health insurance than men (28).…”
Section: Discussionmentioning
confidence: 99%
“…Changes in the characteristics of women who had different levels of education, number of ANC visits and places of residence contributed to an observable change in the uptake of HIV testing. These factors have also been associated with an increased uptake of HIV testing in previous studies [17, 33, 37]. For example, during phase 1, a decrease in the proportion of women with primary education or an increase in the proportion of women residing in rural areas would have resulted in a decrease in the uptake of HIV testing in the absence of the coefficient.…”
Section: Discussionmentioning
confidence: 78%
“…Households with an educated main earner were more likely to join MHI schemes compared to those where the main earner was illiterate. The influence of education on enrolment in MHI schemes has been documented elsewhere [2529]. This could be due to better understanding of the concept of health insurance among the educated group.…”
Section: Discussionmentioning
confidence: 95%