Determinants of mobile phone ownership in Nigeria

Forenbacher, Ivan; Husnjak, Siniša; Cvitić, Ivan; Jovović, Ivan

doi:10.1016/j.telpol.2019.03.001

Cited by 81 publications

(62 citation statements)

References 50 publications

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“…With the highest rate of growth in mobile subscriptions in the last decade, the use of mobile phones in sub-Saharan African countries has practically become a part of daily living [114]. Though the rapidly growing use of mobile phones has recently transcended urban-rural divides in Nigeria and across the sub-Sahara [115–117], increasing mobile phone ownership and closing the digital divide should be an aim for interventional efforts in the more isolated, remote communities with no access to phones or mobile networks. Mobile applications could be used to provide health promotion and educational messages to service users and relatives if necessary in order to tackle misconceptions, improve understanding of the significance of skilled care, and ultimately promote positive reproductive health behaviors.…”

Section: Discussionmentioning

confidence: 99%

A qualitative study of community elders’ perceptions about the underutilization of formal maternal care and maternal death in rural Nigeria

et al. 2019

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BackgroundUnderutilization of formal maternal care services and accredited health attendants is a major contributor to the high maternal mortality rates in rural communities in Nigeria. Perceptions of a poor quality of care and inaccessible services in health facilities strongly influence the low use of formal maternal care services. There is therefore a need to understand local perceptions about maternal health services utilization and maternal death. This study thereby aims to explore perceptions and beliefs about the underutilization of formal care and causes of maternal death, as well as to identify potential solutions to improve use and reduce maternal mortality in rural Nigeria.MethodsData were collected through 9 community conversations, which were conducted with 158 community elders in 9 rural communities in Edo State, Nigeria. Data from transcripts were analyzed through inductive thematic analysis using NVivo 12 software.ResultsPerceived reasons for the underutilization of formal maternal care included poor qualities of care, physical inaccessibility, financial inaccessibility, and lack of community knowledge. Perceived reasons for maternal death were related to medical causes, maternal healthcare services deficiencies, uptake of native maternal care, and poor community awareness and negligence. Elders identified increased access to adequate maternal care, health promotion and education, community support, and supernatural assistance from a deity as solutions for increasing use of formal maternal care and reducing maternal mortality rates.ConclusionStudy results revealed that multifaceted approaches that consider community contexts, challenges, and needs are required to develop acceptable, effective and long-lasting positive changes. Interventions aiming to increase use of formal care services and curb maternal mortality rates must target improvements to the technical and interpersonal qualities of care, ease of access, community awareness and knowledge, and allow community members to actively engage in implementation phases.

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Section: Discussionmentioning

confidence: 99%

A qualitative study of community elders’ perceptions about the underutilization of formal maternal care and maternal death in rural Nigeria

et al. 2019

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“…In developing countries, mobile money services provide solutions to the financial inclusion problems of lack of physical and financial infrastructure facilities and high transaction costs (Forenbacher et al, 2019;Iman, 2018;Lashitew et al, 2019;Ouma et al, 2017). In addition, they offer convenience and flexibility for users so that they can access products anywhere.…”

Section: Model Developmentmentioning

confidence: 99%

“…al., (2016)'s method as a selection mechanism, in which a person who uses financial services (saving or withdrawal) is one possessing a formal account. In our case, adults using mobile money are assumed to own mobile phones and is conditional on socio-demographic factors, macroeconomic soundness and availability of technology and cellular network (Akiyoshi & Ono, 2008;Forenbacher et al, 2019;Honoré, 2019 In Table 5, the magnitudes of online payment and individual characteristics (except age and age 2 ) remain relatively consistent in the full samples for the Findex surveys, both 2014 and 2017. Higher national income decreases the role of individual characteristics in explaining the likelihood of using mobile money in 2014, and so does not differ from the result in 2017.…”

Section: Robustness Testmentioning

confidence: 99%

Online Payment, Individual Characteristics, and Digital Financial Inclusion in Oic Countries

Hashfi

Zusryn

Khoirunnisa

et al. 2020

JIMF

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Digital financial inclusion (DFI) is a prominent issue in the digital era, since it focuseson the use of technology to serve unbanked people at low cost. The adoption ofmobile money platforms that allow users to make efficient peer-to-peer and real-timetransactions is one aspect of the DFI agenda. This study aims to investigate thedeterminants of mobile money usage using data derived from the 2017 GlobalFinancial Inclusion survey conducted by the World Bank and Gallup and applyingprobit regression and the Heckman selection model to check robustness. Eventhough access to a financial institution is relatively low, the percentage of mobilemoney usage in Organisation of Islamic Cooperation (OIC) countries is slightly higherthan in non-OIC countries and worldwide. The rate of adoption of mobile money ishigher for individuals making online transactions, with more educated and moreprosperous males tending to be more included in the use of digital financial services.The U-shape hypothesis for the relationship between age and the use of mobilemoney is not supported. Our research contributes to the theoretical development ofthe Unified Theory of Acceptance and Use of Technology 2 in illustrating the use ofmobile technology. The empirical results are recommended for use by practitioners,regulators and policymakers in creating and fostering a sound ecosystem for digitalfinance development.

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“…In a study on the determinants of mobile phone ownership, the following were found to be quite important: education, informal work, employment status and type of electricity. To increase mobile phone use, especially among youth, governments should support initiatives involving the development of mobile phone content in local languages (Forenbacher et al, 2019). In the last twenty years, the global digital divide has shrunk due to rapid mobile phone adoption.…”

Section: Cell Phone Diffusion and Its Impact On Improvements In Sociamentioning

confidence: 99%

Mobile phone penetration and its impact on inequality in the Western Balkan countries

Vokshi

Dedaj

Youssef

et al. 2019

Zagreb International Review of Economics and Business

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The aim of this paper is to analyse the effect of the mobile phone penetration rate on inequality in Western Balkan countries and to provide empirical evidence. We explore the question of whether cell phone diffusion helps to decrease inequality and whether it has a positive income equality effect. In the developed conceptual framework, we consider that people with access to mobile telephony also have access to Wi-Fi and GPS and that individuals can perform different activities, such as engaging in e-commerce, e-governance, health, and education; paying bills; saving money; and transferring money to other persons. This represents a good foundation for poor persons exit the cycle of deprivation and leads to the development of equal opportunities. We analyse the impact of mobile phone penetration on inequality in Western Balkan countries by using ordinary least squares and two-stage least squares models (Asongu, 2015). Our results confirm the income-redistributive effect of mobile phone penetration.

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Determinants of mobile phone ownership in Nigeria

Cited by 81 publications

References 50 publications

A qualitative study of community elders’ perceptions about the underutilization of formal maternal care and maternal death in rural Nigeria

A qualitative study of community elders’ perceptions about the underutilization of formal maternal care and maternal death in rural Nigeria

Online Payment, Individual Characteristics, and Digital Financial Inclusion in Oic Countries

Mobile phone penetration and its impact on inequality in the Western Balkan countries

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