“…Moving on to service quality, a critical determinant of customer satisfaction in Islamic banks, a wealth of research by Ahmed et al (2020), Biswas et al (2023), Chatterjee et al (2023), Jasin and Firmansyah (2023), Kim et al (2023), Mir et al (2023), Ong et al (2023), and Yalcinkaya and Just (2023) accentuates its paramount importance. Post-merger, service quality in Islamic banks typically results in heightened customer satisfaction, with good service quality positively impacting customer loyalty, while service failures can lead to switching behaviour (Zhao et al, 2022(Zhao et al, , 2023.…”