Designing superconducting electronic devices involves a careful study of all the elements in the circuit, including the superconducting bias leads. In this work, we introduce a theoretical model for two-dimensional superconducting quantum interference device (SQUID) arrays capable of simulating the voltage-to-magnetic flux response of devices with different bias current configurations. First, we compare uniformly biased and centre biased SQUID arrays by investigating the voltage versus magnetic flux response, maximum transfer function and voltage modulation depth. Then, we calculate the time-averaged fluxoid distributions for 1D and 2D centre biased arrays. Finally, we study the performance of the two bias current configurations depending on array size, screening parameter, thermal noise strength and kinetic self-inductance fraction. Our calculations reveal: (i) centre biased 1D parallel SQUID arrays present an unusual voltage response caused by the asymmetric fluxoid distribution; (ii) the optimal transfer function of centre biased arrays strongly depends on the number of junctions in parallel; (iii) the performance of centre biased arrays approaches the uniform biased ones when the number of junctions in series exceeds those in parallel; (iv) while the screening parameter and the thermal noise strength clearly affect the device performance, the kinetic to self-inductance fraction seems to play only a secondary role.