The widespread use of Unmanned Underwater Vehicles (UUVs) in seafloor observatory networks highlights the need for docking stations to facilitate rapid recharging and effective data transfer. Floating docks are promising due to their flexibility, ease of deployment, and recoverability. To enhance understanding and optimize UUV docking with floating docks, we employ dynamic fluid body interaction (DFBI) to construct a seabed moored suspended dock (SMSD) model that features a guiding funnel, a suspended body, and a catenary of a mooring chain. This model simulates SMSD equilibrium stabilization in various ocean currents. Then, a UUV docking model with contact coupling is developed from the SMSD model to simulate the dynamic contact response during docking. The accuracy of the docking model was validated using previous experimental data. Through investigation of the UUV docking response results, sensitivity studies relating to volume, moment of inertia, mass, and catenary stiffness were conducted, thereby guiding SMSD optimization. Finally, sea tests demonstrated that the SMSD maintained stability before docking. During docking, the SMSD’s rotation facilitated smooth UUV entry. After the UUV docked, the SMSD was restored to its original azimuth, confirming its adaptability, stability, and reliability.