Development of Integrated Distance Authentication and Fingerprint Authorization Mechanism to Reduce Fraudulent Online Transaction

Khattri, Vipin; Nayak, Sandeep Kumar; Singh, Deepak Kumar

doi:10.1007/978-981-13-8618-3_9

Cited by 12 publications

(1 citation statement)

References 12 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…In authentication of plastic card transaction, various security features are already implemented, such as card verification value, personal identification number, 3-D secure password and chip and pin (Khattri et al, 2020a(Khattri et al, , 2020bSahin and Duman, 2011;Wong et al, 2012). Despite these security features, the impact of plastic card fraud cannot ignore, and it is increasing at an alarming rate (Maes et al, 2002;UK Finance, 2019;Arthur Williams, 2007;Bai and Chen, 2013).…”

Section: Introductionmentioning

confidence: 99%

Plastic card circumvention an infirmity of authenticity and authorization

Khattri

Nayak

Singh

2020

JFC

Self Cite

View full text Add to dashboard Cite

Purpose Currency usage either in the physical or electronic marketplace through chip-based or magnetic strip-based plastic card becoming the vulnerable point for the handlers. Proper education and awareness can only thrive when concrete fraud detection techniques are being suggested together with potential mitigation possibilities. The purpose of this research study is tendering in the same direction with a suitable plan of action in developing the authentication strength metric to give weightage marks for authentication techniques. Design/methodology/approach In this research study, a qualitative in-depth exploration approach is being adapted for a better description, interpretation, conceptualization for attaining exhaustive insights into specific notions. A concrete method of observation is being adopted to study various time boxed reports on plastic card fraud and its possible impacts. Content and narrative analysis are being followed to interpret more qualitative and less quantitative story about existing fraud detection techniques. Moreover, an authentication strength metric is being developed on the basis of time, cost and human interactions. Findings The archived data narrated in various published research articles represent the local and global environment and the need for plastic card money. It gives the breathing sense and capabilities in the marketplace. The authentication strength metric gives a supporting hand for more solidification of the authentication technique with respect to the time, cost and human ease. Practical implications The research study is well controlled and sufficient interpretive. The empirical representation of authentication technique and fraud detection technique identification and suggestive mitigation gives this research study an implication view for the imbibing research youths. An application and metric based pathway of this research study provides a smoother way to tackle futuristic issues and challenges. Originality/value This research study represents comprehensive knowledge about the causes of the notion of plastic card fraud. The authentication strength metric represents the novelty of a research study which produced on the basis of rigorous documentary and classified research analysis. The creativity of the research study is rendering the profound and thoughtful reflection of the novel dimension in the same domain.

show abstract