In sections with poor ground conditions, it is difficult to apply the commonly used NATM tunnel method; thus, applications of the non-open cut tunneling method are increasing. This section is a tunnel crossing area under the national road in which the Panel method is to be applied to the section where a deeply buried layer and a loose weathered soil layer are distributed. Therefore, the stability of the upper road, the amount of settlement, and the stability of the tunnel structure were reviewed for each construction stage by using MIDAS GTX. Through the installation of measuring instruments in the tunnel area, the results of the numerical analysis were reviewed and the stability during and after construction was evaluated. Therefore, it is likely that the Panel method is an appropriate countermeasure in the downtown area and in areas with soft ground sections where the application of the general tunnel excavation method is difficult.