Diabetic retinopathy (DR) significantly burdens ophthalmic healthcare due to its wide prevalence and high diagnostic costs. Especially in remote areas with limited medical access, undetected DR cases are on the rise. Our study introduces an advanced deep transfer learning-based system for real-time DR detection using fundus cameras to address this. This research aims to develop an efficient and timely assistance system for DR patients, empowering them to manage their health better. The proposed system leverages fundus imaging to collect retinal images, which are then transmitted to the processing unit for effective disease severity detection and classification. Comprehensive reports guide subsequent medical actions based on the identified stage. The proposed system achieves real-time DR detection by utilizing deep transfer learning algorithms, specifically VGGNet. The system’s performance is rigorously evaluated, comparing its classification accuracy to previous research outcomes. The experimental results demonstrate the robustness of the proposed system, achieving an impressive 97.6% classification accuracy during the detection phase, surpassing the performance of existing approaches. Implementing the automated system in remote areas has transformed healthcare dynamics, enabling early, cost-effective DR diagnosis for millions. The system also streamlines patient prioritization, facilitating timely interventions for early-stage DR cases.