Abstract. We apply a coupled-channel formalism incorporating quasi-bound quark-model states to calculate pion scattering into ηN , KΛ and KΣ channels, as well ηp, ηn, K + Λ, and K 0 Σ + photo-production processes. The meson-baryon and photon-baryon vertices are determined in a SU(3) version of the Cloudy Bag Model. Our model predicts sizable amplitudes in the P11, P13, P33 and S11 partial waves in agreement with the latest MAID isobar model and the recent partial-wave analyses of the Bonn-Gatchina group. We are able to give a quark-model explanation for the apparent resonance near 1685 MeV in the ηn channel.