The B-1 B cell population is an important bridge between innate and adaptive immunity primarily because B-1 cells produce natural antibody. Murine B-1 and B-2 cells arise from distinct progenitors. In humans, however, partly because it has been difficult to discriminate between them phenotypically, efforts to pinpoint the developmental origins of human B-1 and B-2 cells have lagged. To characterize progenitors of human B-1 and B-2 cells, we separated cord blood and bone marrow Lin−CD34+ hematopoietic stem cells (HSC) into Lin−CD34+CD38lo and Lin−CD34+CD38hi populations. We found that transplanted Lin−CD34+CD38lo cells but not Lin−CD34+CD38hi cells generated a CD19+ B cell population after transfer into immuno-deficient NOD.Cg-Prkdcscid Il2rgtm1wjl/SxJ neonates. The emergent CD19+ B cell population was found in spleen, bone marrow, and peritoneal cavity of humanized mice, and included distinct populations displaying the B-1 or the B-2 phenotype. Engrafted splenic B-1 cells exhibited a mature phenotype as evidenced by low-to-intermediate CD24 and CD38 expression levels. The engrafted B-1 cell population expressed a VH-DH-JH composition similar to cord blood B-1 cells, including frequent use of VH4-34 (8% versus 10%, respectively). Among patients with hematologic malignancies undergoing HSC transplantation, B-1 cells were found in the circulation as early as 8 weeks post-transplantation. Altogether, our data demonstrate that human B-1 and B-2 cells develop from a Lin−CD34+CD38lo stem cell population, and engrafted B-1 cells in humanized mice exhibit an immunoglobulin usage pattern comparable to B-1 cells in cord blood.