Do minority banks perform better or worse than non-minority banks?

Barth, James R.; Cebula, Richard J.; Xu, Jiayi

doi:10.1080/00036846.2023.2167922

Cited by 1 publication

(1 citation statement)

References 21 publications

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“…According to previous literature, we focus on covariates which proxy size (Barth et al, 2023;Berger and Bouwman, 2013;Chernykh, 2014;Clark et al, 2018;Mare, 2015), capitalization (Dietrich and Wanzenried, 2014), credit quantity and quality (Abreu and Mendes, 2001;Demirguc Kunt and Huizinga, 2000;Goddard et al, 2013), operational efficiency (Dietrich and Wanzenried, 2014;Goddard et al, 2013;Molyneux and Thorton, 1992), income diversification (Berger et al, 2010a;Berger et al, 2010b;De Young and Rice, 2004a;De Young and Rice, 2004b;Kohler, 2014;Kohler, 2015;Lepetit et al, 2008;Mergaerts and Vander Vennet, 2016;Paltrinieri et al, 2021;Rossi et al, 2020;Stiroh 2004;Stiroh and Rumble, 2006) and funding strategies (Chiorazzo et al, 2018;Lopez-Penabad et al, 2022;Mare, 2015).…”

Section: Brief Literature Review and Research Hypothesesmentioning

confidence: 99%

Determinants of the Profitability and Stability of Euro Area Banks During the Ice Age of Interest Rates

Rossi,

Barbieri,

Lippi

2024

RES

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In this paper we analyze the determinants of bank profitability and stability during the period of null or negative policy rates (2012 - 2022) for a large sample of banks established in Euro area countries. The results show that higher capitalization, credit quality and income diversification increase profitability and stability, while other covariates play a role mainly in influencing bank profits, but not bank resilience. Empirical outcomes suggest that the banks specialization has an impact on banks' financial results in periods of null or negative interest rates.

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