Does digital finance promote entrepreneurship of migrant? Evidence from China

Li, Yuanyuan; Tan, Jing; Wu, Binyang; Yu, Jingwen

doi:10.1080/13504851.2021.1963404

Cited by 38 publications

(21 citation statements)

References 6 publications

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“…We selected age, migration distance, and occupational type variables to reflect personal characteristics. Younger migrant workers have more competitive advantages in job markets, and their employment is stable and formal, which is beneficial to their integration into cities; the economic cost and re-socialization cost of migration increase with an increase in migration distance, which makes it more difficult for migrant workers to integrate into cities ( 33 – 35 ); the informal employment of migrant workers undermines their positions, making it harder for them to enjoy employment rights and social security, which ultimately inhibits their urban integration.…”

Section: Data Variables and Methodologymentioning

confidence: 99%

Digital finance and migrant workers' urban integration: The mediation effect of the gender-earning gap

Yang

Liu

Xiao

2022

Front. Public Health

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IntroductionIn the context of the wide application of digital finance, whether digital finance promotes or inhibits migrant workers' urban integration is an important issue.MethodsBased on microdata from the Chinese Social Survey (CSS) in 2019, we examined the mediation effects of inclusive digital finance on migrant workers' urban integration.ResultsThe empirical results showed that digital finance promotes migrant workers' integration into urban life and has positive effects. When the digital finance index increases by 1 unit, the urban integration of migrant workers also increases by 0.599 units. The usage depth and digitization degree of digital finance are positively correlated with the assimilation process of urban migrant workers, with coefficients of 0.690 and 1.282, respectively. Using the intermediary effect model, it was found that the development of digital finance promotes migrant workers' integration into urban society by narrowing the gender gap in income. One unit of digital finance increases the income of female migrant workers by 144.4% points greater than that of male migrant workers. It significantly improves the ability of female migrant workers to obtain wealth and promotes their integration into cities and family migration.DiscussionIt is necessary to strengthen the promotion and utilization of digital finance to enhance its positive impact on the assimilation process of urban migrant workers by strengthening the construction of digital financial infrastructure, improving supporting policies related to the development of digital finance and improving the financial literacy of migrant workers, especially female migrant workers.

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Section: Data Variables and Methodologymentioning

confidence: 99%

Digital finance and migrant workers' urban integration: The mediation effect of the gender-earning gap

Yang

Liu

Xiao

2022

Front. Public Health

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“…In terms of innovation and entrepreneurship, Digital finance is a clear contributor in both respects. Specifically, although digital finance has no effect on entrepreneur-oriented entrepreneurship, but could spur the liberation of regional entrepreneurship, especially in the regions which are characterized by a lower urbanization rate and lower physical capital [ 32 , 33 ]. In the central and west region, labor-intensive industries, high-tech sector and private-owned companies, digital finance increased the intensity of innovation and enhanced the level of digitalization, so that manufacturing servitization was promoted [ 34 ].…”

Section: Literature Reviewmentioning

confidence: 99%

Can digital finance reduce industrial pollution? New evidence from 260 cities in China

Wen

Yue

et al. 2022

PLoS ONE

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Industrial pollution reduction is a crucial issue in the pursuit of sustainable economic and environmental development. As a product of the deep integration of traditional finance and Internet information technology, digital finance has become an effective tool for regulating the use of funds and strengthening the effectiveness of policies in the context of the digital era, which has obvious effects on industrial pollution emissions. Using panel data of 260 prefecture-level cities in China from 2011–2019 and the digital inclusive finance index jointly compiled by Peking University and Ant Financial Services Group, this paper empirically analyzes the impact of digital finance on industrial pollution emissions through fixed effects model, mediating effects model and threshold effects model. The empirical results show that digital finance can effectively reduce industrial pollution and part of the impact is achieved through industrial structure. In the process of reducing industrial pollution by digital finance, there exists double threshold effects. When the development of digital finance breaks the threshold value, the industrial pollution emission reduction effect appears to accelerate. Finally, this paper puts forward targeted suggestions to promote industrial pollution reduction and environmental economic development.

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“…Entrepreneurial activity is the process of integrating various resources to create value, which inevitably requires financial support. The small number of financial institutions in counties, the uneven spatial distribution and the tendency towards "disappearing rural bank branches" [36], coupled with the slow marketization process and the lack of financial literacy of residents in counties [37,38], results in more severe financing constraints for entrepreneurial activities in counties compared to cities [39]. Traditional financial institutions are often reluctant to serve remote and poor populations [40] and have only a few branches in underdeveloped areas, which do not enjoy easy access to financial services such as lending and cash access.…”

Section: Theoretical Analysis and Hypothesismentioning

confidence: 99%

Does Digital Inclusive Finance Enhance the Creation of County Enterprises? Taking Henan Province as a Case Study

Liang

Cui

et al. 2022

Sustainability

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The broad inclusiveness of digital inclusive finance is essential for promoting coordinated regional development. This paper focuses on the impact of digital inclusive finance on creating county enterprises, discussing its heterogeneity in terms of region and type of entrepreneurship and revealing the mechanisms by which this set of impacts works. The methodology integrates the 2015–2020 Peking University Digital Inclusive Finance Index, business registration data from the industrial and commercial sectors and statistics from counties in Henan Province. The results show that digital inclusive finance can significantly promote the creation of county enterprises. All secondary dimension indices show positive effects; this result remains when replacing the core explanatory variables and lagged terms. Heterogeneity analysis finds no significant heterogeneity in the entrepreneurial effect of digital inclusive finance between urban and rural areas and types of entrepreneurship. The mechanism analysis finds that digital inclusive finance can promote the creation of county enterprises through two paths: improved financing and mobile payment. These findings reveal that we should use digital inclusive finance to improve the breadth and depth of financial services within the county and take advantage of its mobile payments to promote micro and small businesses.

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Does digital finance promote entrepreneurship of migrant? Evidence from China

Cited by 38 publications

References 6 publications

Digital finance and migrant workers' urban integration: The mediation effect of the gender-earning gap

Digital finance and migrant workers' urban integration: The mediation effect of the gender-earning gap

Can digital finance reduce industrial pollution? New evidence from 260 cities in China

Does Digital Inclusive Finance Enhance the Creation of County Enterprises? Taking Henan Province as a Case Study

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