Does microfinance change informal lending in village economies? Evidence from Bangladesh

Características Económicas De Las Firmas Y Hogares Regionales Del Perú Y Sus Efectos en La Inclusión Financiera 2014-2016

“…Una mirada al interno regional, nos indica que en el quintil más pobre de ingresos, las regiones con menos inclusión financiera en las firmas son: Lambayeque, Loreto, Moquegua y Tacna; en este caso no superan el 9% de firmas con acceso al mercado financiero formal, siendo regiones de ingreso medio; las explicaciones son por la informalidad del sector, así como por el tamaño de los negocios, siendo normal la coexistencia de agentes formales e informales (Islam et al, 2015).…”

Microfinance for poverty alleviation: Do transnational initiatives overlook fundamental questions of competition and intermediation?

“…Our findings help explain a lack of sustainable effect on extreme poverty. Prior studies report that the poorest borrowers benefit less from formal microfinance than less-poor borrowers (Islam et al, 2015). Banerjee et al (2015), taking a period of six years into account, report that this effect persists two years after formal microfinance is withdrawn.…”

“…the 15-years-and-ongoing dispute in Pitt, 2014;Pitt and Khandker, 1998;Roodman and Morduch, 2014), and some studies even suggest a lack of any significant effect (Nghiem, Coelli and Rao, 2012). Other studies find that microfinance is effective but that the poorest borrowers benefit less than less-poor borrowers (Islam, Nguyen and Smyth, 2015), particularly when longer time periods are taken into account (Banerjee, Breza, Duflo and Kinnan, 2015). Hence, our understanding of the effects of microfinance remains incomplete.…”

Microfinance Notes in the Context of Vietnam

“…This model demonstrates a feasible financing arrangement and stable operations for the poor people. According to some recent studies [23][24][25][26] the model of the Grameen Bank is considered to be the most famous microfinance institution in the world, and the most successful rural credit institution [1][2]. The Grameen Bank has a branch system in rural areas, where every branch serves between 15 to 22 villages.…”