Does the Geographic Expansion of Microfinance Branches Affect Profitability? Panel Data Evidence from Sub‐Saharan Africa

Chikalipah, Sydney

doi:10.1002/jid.3410

Cited by 5 publications

(2 citation statements)

References 51 publications

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“…If these operational challenges can be overcome, it will be easier for MFIs to expand their services to reach lower levels of society. In addition, Chikalipah [46] explain the relationship between increased profitability and expansion of the microfinance branch. Widyaningrum, Bhat, and Lee [47] study on microfinance market opportunities in Indonesia showed that MFIs have the potential to have around 50 million household customers so that MFIs can take advantage of the large segmentation in the microfinance sector.…”

Section: Analysis Of Swot (Strength Weakness Opportunity and Threat)mentioning

confidence: 99%

Strategy in Developing Microfinance Institution to Support Beef Cattle Farming Business in Rural Areas

Asnawi¹,

Amrawaty²,

Nirwana³

2023

Int. J. Adv. Sci. Eng. Inf. Technol.

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Microfinance Institution (MFIs) as informal financing institution has a big role in supporting the farmers' access to finance. This research was conducted to analyze the strategy for developing MFIs to support beef cattle farming. The instrument employed was a questionnaire delivered through a google form. In addition to questionnaires, interviews were also performed directly with key informants. Furthermore, FGDs and online seminars were conducted to formulate strategies for developing MFIs which were attended by stakeholders, including relevant government agencies, the Head of the Agricultural Extension Center, the Head and members of Gapoktan, extension workers, farmers, and academics representations. Data were analyzed using descriptive statistics and a SWOT matrix. QSPM analysis was also performed to analyze the priority strategy. The results revealed that MFI's have several strengths and weaknesses both from internal and external sources, particularly the opportunities and threats. The strategy formulated becomes a priority, which is to improve the role and position of MFIs in alleviating poverty and as informal financing institutions. The MFI's position is strong because it is easily accessible, has simple procedures, does not require collateral, and is located in a rural area. The strategy that should be applied is increasing the role of members with psychological and demographic relationships and the spirit of mutual cooperation still owned by rural communities. The sustainability of MFIs can support the development of beef cattle farming and help grow rural economies.

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Section: Analysis Of Swot (Strength Weakness Opportunity and Threat)mentioning

confidence: 99%

Strategy in Developing Microfinance Institution to Support Beef Cattle Farming Business in Rural Areas

Asnawi¹,

Amrawaty²,

Nirwana³

2023

Int. J. Adv. Sci. Eng. Inf. Technol.

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“…34. See Caserta, Monteleone and Reito (2018), Chikalipah (2019) and Lam et al (2019) for recent evidence. Abraham (1984), Fafchamps (1992) and Matin et al (2002) show that the poor use savings and credit as substitutes.…”

Section: Savingsmentioning

confidence: 99%

Financial inclusion and the poor

Simatele¹

2021

Financial Inclusion: Basic Theories and Empirical Evidence From African Countries

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Peer Review DeclarationThe publisher (AOSIS) endorses the South African 'National Scholarly Book Publishers Forum Best Practice for Peer Review of Scholarly Books'. The manuscript was subjected to rigorous two-step peer review prior to publication, with the identities of the reviewers not revealed to the author(s). The reviewers were independent of the publisher and/ or authors in question. The reviewers commented positively on the scholarly merits of the manuscript and recommended that the manuscript be published. Where the reviewers recommended revision and/or improvements to the manuscript, the authors responded adequately to such recommendations. v Research JustificationFinancial inclusion has been noted as a key driver of poverty alleviation and growth. Yet most of the scholarly work that exists lacks a comprehensive discussion on how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book addresses this gap in scholarship. This is important in creating a substantive understanding of how useful financial inclusion is as a concept and practice. The number of articles written on the determinants and effects of financial inclusion at a broad cross-country level is growing. Yet almost all of this literature assumes the impacts of financial inclusion without paying attention to how these effects are transmitted. An understanding of the transmission mechanisms is fundamental to effective application. Moreover, a rapidly developing discourse in financial inclusion literature is digital finance. Much has been written and is being written about the benefits of digital finance with hardly any discussion of the channels through which such benefits are transmitted. This book discusses the various transmission mechanisms through which not only traditional finance can affect the poor but also how digital finance is transmitted to poverty. Most significantly, the chapter on digital finance provides cross-country evidence for African countries.Moreover, the often-macro perspective in the financial inclusion literature implies that country-specific nuances that can provide critical learning points are often overlooked. This book provides six original empirical case studies of financial inclusion in six African countries. The case studies cover a broad area of topics most important to African countries and highlight the unique African setting. The role of cooperative financial institutions and social entrepreneurship presented in this volume, for example, is hardly researched in Africa and yet is an important vehicle to circumvent the restrictive and exclusive bank-based financial markets unique to Africa. The chapters employ various methodologies depending on the topic being addressed in the chapter. Most of these use quantitative methods. Five chapters are empirical in nature and use inferential statistics, whilst the other two use mixed methods with qualitative data as well as descriptive statistics. This scholarly book offers researchers who focus on f...

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MFIs and Financial Inclusion: The Role of Business Models

Bhawe,

Jha

2024

The Journal of Development Studies

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Does the Geographic Expansion of Microfinance Branches Affect Profitability? Panel Data Evidence from Sub‐Saharan Africa

Cited by 5 publications

References 51 publications

Strategy in Developing Microfinance Institution to Support Beef Cattle Farming Business in Rural Areas

Strategy in Developing Microfinance Institution to Support Beef Cattle Farming Business in Rural Areas

Financial inclusion and the poor

MFIs and Financial Inclusion: The Role of Business Models

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