Drivers of digital transformation adoption: A weight and meta-analysis

Cavalcanti, Diego Rodrigues; Oliveira, Tiago; Santini, Fernando de Oliveira

doi:10.1016/j.heliyon.2022.e08911

Cited by 33 publications

(33 citation statements)

References 134 publications

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“…This finding suggests that introducing FinTech should be compatible with users' demands, values and habits. Failure to produce compatible FinTech will be a challenge for supplanting the traditional way of accessing financial services and, hence, failure to address the financial inclusion gap between rural and urban citizens (Cavalcanti et al ., 2022).…”

Section: Discussionmentioning

confidence: 99%

Expediting financial inclusion in Tanzania using FinTech: the perspective of diffusion of innovation theory

Koloseni,

Mandari

2024

TECHS

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PurposeThe purpose of this paper is examining how financial inclusion can be enhanced in rural and remote areas in emerging economies through the adoption of Financial technologies. The study examines the direct influence of technological characteristics, facilitating conditions, trust and perceived risk on adoption of FinTech. Furthermore, the study examines the mediating effects of facilitating conditions and moderating effects of education level in adoption of FinTech.Design/methodology/approachThe study employed quantitative research design. Stratified and simple random sampling were employed to identify areas in which respondents will be collected. Drop and Pick method was further employed to collect 275 valid and reliable responses. Structural equation modeling was used to analyze the data and assess the reliability and validity of the measurement model. Structural model analysis was employed to examine the hypothesized relationship.FindingsThe results show that compatibility, complexity agent trust, perceived risk and facilitating have significant influence on adoption of FinTech. Furthermore, the findings show that facilitating conditions mediate the relationship between all technological characteristics and FinTech adoption except the relationship between compatibility and FinTech. The study also has found that education level moderates the relationship between observability and FinTech adoption as well as trialability and FinTech adoption.Research limitations/implicationsThis study employed cross-sectional research-based techniques in collecting data for analyzing the hypothesized relationship. However, the drawback of cross-sectional may impact the findings of this study over a long time. Therefore, future studies must consider conducting longitudinal studies which may collect data over some time for analysis of the FinTech adoption. Furthermore, the generalization of these findings should be considered carefully by other countries which are not economically similar to Tanzania and developed countries. This also provides room for future studies to examine the same area in countries with different economic development.Originality/valueThis study contributes to knowledge into two folds: First there is limited knowledge on adoption of FinTech in emerging economies; the study addresses the knowledge gap by providing empirical findings which will help scholar. Furthermore, less studies have examined the moderating effects of facilitating condition in adoption of technology. This study addresses the knowledge gap by examining the moderating influence of moderating influence of facilitating conditions. Also, this study provides empirical findings which will help policymakers to implement strategy that will speed-up financial inclusion in rural and isolated areas in emerging economies.

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Section: Discussionmentioning

confidence: 99%

Expediting financial inclusion in Tanzania using FinTech: the perspective of diffusion of innovation theory

Koloseni,

Mandari

2024

TECHS

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“…IT performance refers to new capabilities generated by combining previously created digital objects. Personnel in the information technology industry who keep learning new technical skills and building new development capabilities should be better equipped to perform at a higher level [ 79 ]. As a result, prior research shows that IT employees who are supported to acquire new technological skills may improve performance and that firms with such management human capital would be better able to use and deploy technologies to pursue positive performance [ 80 , 81 ].…”

Section: Conceptual Frameworkmentioning

confidence: 99%

Digital capability and creative capability to boost firm performance and formulate differentiated CSR-based strategy

Bui¹,

Le²

2023

Heliyon

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“…In this sense, collaboration, technology, and innovation constitute a constant challenge in the search for relevant solutions for stakeholders. Cavalcanti et al (2022) highlighted the importance of improving already existing products and services by betting on digitization and digital innovation resources. DT is a topic that involves changes in various spheres (Vial 2019;Verhoef et al 2021): strategy (Matt et al 2016), people (Navaridas-Nalda et al 2020, technology (Pillai et al 2020), culture (Udo et al 2016), and social and organizational structures (Selander and Jarvenpaa 2016).…”

Section: Literature Reviewmentioning

confidence: 99%

Digital Culture, Knowledge, and Commitment to Digital Transformation and Its Impact on the Competitiveness of Portuguese Organizations

Cardoso,

Pereira,

Sá

et al. 2023

Administrative Sciences

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This study aimed to understand the impact of digital culture on companies’ knowledge and constant commitment to digital transformation, as well as its impact on organizations as a whole. Secondly, it aimed to explore the impact of digital technology adoption on organizational performance and competitiveness. Finally, the study investigated the role of knowledge management during digital transformation. A quantitative study was developed using a descriptive design. A questionnaire was developed on pre-test was carried out withon 15 participants and since no doubts or difficulties were detected, it was made available on the internet between January and April 2022. A total of 291 questionnaires were collected and validated. Data were imported from Google Forms for analysis in SPSS, version 25.0, andSmartPLS® 4.0 software. The questionnaire revealed good internal consistency (α = 0.922). Ten of the twelve hypotheses were confirmed, that is, the existence of positive and significant relationships between digital culture (DC) and knowledge of digital transformation (KDT); DC and adoption of digital technologies (ADT); DC and knowledge management (KM); commitment (C) and KDT; C and productivity (P); KDT and ADT; ADT and KM; ADT and P; ADT and C; and P and C. The results of regression analyses showed that the variables that contributed to the model (“competitiveness of organizations”) were productivity, the adoption of digital technologies, commitment to digital technologies, and knowledge management. The variables CD and KDT (Knowledge of digital transformation) presented lower and non-significant values.

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Drivers of digital transformation adoption: A weight and meta-analysis

Cited by 33 publications

References 134 publications

Expediting financial inclusion in Tanzania using FinTech: the perspective of diffusion of innovation theory

Expediting financial inclusion in Tanzania using FinTech: the perspective of diffusion of innovation theory

Digital capability and creative capability to boost firm performance and formulate differentiated CSR-based strategy

Digital Culture, Knowledge, and Commitment to Digital Transformation and Its Impact on the Competitiveness of Portuguese Organizations

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