“…These data suggest that financial preparation for higher education may become an increasingly important point of intervention for students and their families. Researchers have also examined the role of psychosocial factors in postsecondary enrollment and completion as these factors are often considered to be alterable variables amenable to intervention, unlike status variables such as parental SES or quality of previous education (Reschly, 2020a; Reschly & Christenson, 2012). Psychosocial factors appearing in published literature as contributing to postsecondary enrollment and retention include academic goals (Eccles et al, 2004; Robbins et al, 2004), academic self‐efficacy (Robbins et al, 2004), personality (e.g., conscientiousness, agreeableness) (Peterson et al, 2006), self‐discipline (Porchea et al, 2010; Robbins et al, 2006) self‐esteem (Napoli & Wortman, 1998), and student engagement (Reschly, 2020a).…”