Effect of supplementary private health insurance on out-of-pocket inpatient medical expenditure: evidence from Malaysia
Rui Jie Ng,
Wan Yuen Choo,
Chiu-Wan Ng
et al.
Abstract:The vital role of healthcare financing in achieving Universal Health Coverage (UHC) is indisputable. However, most countries, including Malaysia, face challenges in establishing an equitable and sustainable healthcare financing system due to escalating healthcare costs, an ageing population, and a growing disease burden. With desirable pre-payment and risk pooling features, private health insurance (PHI) is considered an alternative financing option to reduce out-of-pocket (OOP) medical expenditure. However, o… Show more
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