In structural design and analysis used for hazard mitigation systems, automation is becoming an essential feature. For analysis, the finite element method has proven to be an effective approximate method if proper element types and meshes are chosen. Recently, the method has been successfully applied to solve complex dynamic and nonlinear problems; and with a properly chosen element type and mesh, reliable results have been obtained. However, in automation and in complex analyses of a structures, using the initial mesh throughout the analysis may involve some elements to go through strains beyond the elements' reliable limits. Thus, the finite element mesh for these types of analyses must be dynamically adaptive, and considering the rapid process of analysis in real time, the dynamically adaptive finite element mesh generating schemes must be computationally efficient. In this paper, a computationally efficient dynamically adaptive finite element mesh generation scheme for dynamic analyses of planar problems is described. The concept of representative strain value is used for error estimates and the refinements of meshes use combinations of the h-method (node movement) and the r-method (element division). A coefficient that depends on shape of elements is used to correct overly distorted elements. The validity of the scheme is shown by a deep cantilever beam example under a dynamic concentrated load. The example shows reasonable accuracy and efficient computing time. Furthermore, the study shows the potential for the scheme's effective use in complex structural problems such as those under severe environmental hazards such as seismic or erratic wind loads.