Efisiensi Teknis Bank Syariah di Indonesia Selama Pandemi Covid-19 : Pendekatan Data Envelopment Analysis

Auliani, Adristi Prily; Perwithosuci, Winny

doi:10.52851/cakrawala.v6i1.159

Cited by 2 publications

(4 citation statements)

References 10 publications

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“…Therefore, BSI has been quite good at managing operational costs, indicating that June 2024, Vol.13, pISSN 2303-3568 eISSN 2684-8228 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna BSI is quite efficient. This is in line with the research results conducted by Dumilah (2018); Rabbaniyah and Afandi (2019); Auliani and Perwithosuci (2023), which indicate that operational costs do not affect the total financing to be provided by the debtors, indicating that BSI has been efficient in carrying out in operational activities.…”

Section: Econometric Model (Single Equation Model)supporting

confidence: 89%

“…When efficiency is at 1, the bank is very efficient; if it is close to 1, it is already efficient, and if it is at 0, the bank is less efficient. The result of this research shows that the efficiency level is close to 1 and less than 0; this is supported by previous research by Kusumo and Karim (2014); Apriyana, Hasanah, and Siregar (2015); Karimah, Novianti, and Effendi (2016); Dumilah (2018); Rabbaniyah and Afandi (2019); Wang, Le, and Nguyen (2019); Afandi, Suhel, and Syathiri (2023); Auliani and Perwithosuci (2023).…”

Section: Independent Sample T-testsupporting

confidence: 87%

“…The previous studies, some of which were carried out by Auliani and Perwithosuci (2023), researched the efficiency of 11 samples of Islamic Banks, consisting of 6 BUS and 5 UUS, the average technical efficiency of Islamic Banks in Indonesia using input-oriented (total assets and third-party funds) shows fully efficient. Rabbaniyah and Afandi (2019), with the SFA method, showed efficiency in both types of banks from 2010 to 2016, with the highest efficiency values in 2015, reaching 0,9981 for BUS Devisa and 0,9998 for BUS Non-Devisa.…”

Section: Introductionmentioning

confidence: 99%

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Parametric Stochastic Frontier Approach To Measure Efficiency Pre-And-Post-Merger Bank Syariah Indonesia

Sari,

Widodo,

Lestari

et al. 2024

Iqtishaduna

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This research analyses the efficiency of pre-and-post-merger Bank Syariah Indonesia (BSI). This research used a descriptive quantitative analysis method. The population in this research is Islamic banks, which were merged into BSI. The sampling technique was carried out using saturated samples, resulting in the merged of three Islamic Banks, namely Bank Syariah Mandiri (BSM), Bank Negara Indonesia Syariah (BNIS), Bank Rakyat Indonesia Syariah (BRIS), to become BSI. The data used is secondary data in the form of quarterly financial reports for 2019-2022. The research focused on input variables such as total fixed assets, third-party funds, operating costs, and financing. The data analysis techniques used to measure the efficiency of Islamic banks are the Econometric Model (Single Equation Model), Stochastic Frontier Analysis (SFA), and Independent Sample t-test. The result showed that pre-merger, the total fixed asset, total third-party funds, and operating cost as the input variables of the three Islamic Banks were optimal for generating financing. Therefore, the total assets, total third-party funds, and operating costs produced a more optimal impact on the distribution of total financing. It is shown that BSI, both pre-and-post-merger, has generally been efficient in its operational activities. The results of this research complement the theory related to the efficiency level of Islamic banks in terms of the amount of financing as measured by fixed assets, total third-party funds, and operational costs. Practically, the results of this research can be a reference for banks, especially Islamic banks, that will carry out mergers to measure their efficiency level.

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Section: Econometric Model (Single Equation Model)supporting

confidence: 89%

Section: Independent Sample T-testsupporting

confidence: 87%

Section: Introductionmentioning

confidence: 99%

See 1 more Smart Citation

Parametric Stochastic Frontier Approach To Measure Efficiency Pre-And-Post-Merger Bank Syariah Indonesia

Sari,

Widodo,

Lestari

et al. 2024

Iqtishaduna

View full text Add to dashboard Cite

show abstract

“…Forth, Adristy Prily Auliani, et al [5] titled " Efisiensi Teknis Bank Syariah di Indonesia Selama Pandemi Covid-19 : Pendekatan Data Envelopment Analysis". The purpose of this research to analyze banking efficiency at Islamic Banks in Indonesia from March 2020 to March 2022.…”

Section: Introductionmentioning

confidence: 99%

Summary of Factors Affecting Indonesian Islamic Banking Efficiency in 2014-2022

Alifuddin,

Fatwa

2023

Advances in Social Science, Education and Humanities Research

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Bank efficiency can be used as a benchmark for bank success in a period. Because of this, there have been many studies related to bank efficiency using various methods and perspectives to review banking in Indonesia. As a growing bank, Islamic Indonesian Banking need to pay attention to these factors. This study aims to summarize what factors were found to influence the technical efficiency of Indonesian banking in the year of 2014-2022 period. For this reason, the method used in this research is a literature study which is presented in a qualitative descriptive manner. The results of this research show There are several factors that influence the level of efficiency of Islamic banking in Indonesia in 2014-2022 period. There are factors that cause efficient and inefficient. Small bank size, and the input is higher than the output, causing the bank to be inefficient. Input resources should be reduced by adjusting the target to become efficient. And The Need for Government and Banking Cooperation to Improve Technology and Digitalization.

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Efisiensi Teknis Bank Syariah di Indonesia Selama Pandemi Covid-19 : Pendekatan Data Envelopment Analysis

Cited by 2 publications

References 10 publications

Parametric Stochastic Frontier Approach To Measure Efficiency Pre-And-Post-Merger Bank Syariah Indonesia

Parametric Stochastic Frontier Approach To Measure Efficiency Pre-And-Post-Merger Bank Syariah Indonesia

Summary of Factors Affecting Indonesian Islamic Banking Efficiency in 2014-2022

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