Elder Financial Abuse Experience: A Qualitative Study from the Perspective of Older Persons in Malaysia

Abstract

The underreporting incidents of financial exploitation of older persons committed by family members in Malaysia is a genuine concern. This study explores older adults' experience of financial abuse by family members, the dynamics of their relationship, and how older people respond to this experience in Malaysia. The study was conducted using a phenomenology study design via in-depth interviews of eight older adults who were purposively sampled using snowball sampling. NVivo 12 analysis software was used to perform the thematic analysis. Seven main themes were identified: cultural expectation and tolerance of abuse, negative well-being, family comes first, helplessness, coping strategies, positive reappraisal, and selfreflection. The themes demonstrate the interactions among the components of experiences of older adults coping with financial abuse by family members and how they chose to respond. The results reveal the inadequacy of protections available to older adults in Malaysia in the reporting process, laws, and policy. These results suggest for authorities to consider dilemmas faced by older victims of financial abuse, especially with regard to underreporting. A clearer understanding of social realities will help improve social and legal protection frameworks for victims of financial abuse involving family members in Malaysia.

Legal Protection for Financial Abuse among Elderly in Malaysia

“…Currently, the existing framework is insufficient to provide social and financial support to victims of elder financial abuse, who choose to reveal any act of financial abuse by their family members (Che Amani et al, 2021b). Laws addressing elder abuse must be examined on a policy level.…”

Elderly Education and Lifelong Learning: Legal and Shariah Perspectives

“…In Malaysia, older people face several issues and problems in terms of health system, financial, and facilities (Abdul Kadir et al, 2022& Foo Chung et al, 2020. Financial abuse is also a challenge for the elderly (Che Amani et al, 2021). Furthermore, Khan and Tahir (2014) identified social aspects that affected the elderly's quality of life, including residential conditions, and community issues.…”