Embedded Microprocessor Wireless Communication Data Collection Aids in Early Warning of Default Risk for Internet Finance Bank Customers

Abstract

Thanks to the maturity and innovation of embedded technology, products based on embedded platforms continue to penetrate people’s lives and play a pivotal role in various fields of society, while the development of data acquisition systems based on wireless communication of embedded microprocessors is one of the frontier directions of embedded development. Modern commercial bank risk management system includes risk control organization, risk measurement techniques (including risk warning), risk avoidance techniques, and total risk management model. In this paper, a multichannel data acquisition system combined with a wireless sensor platform is designed for early warning of default risk of Internet financial bank customers, which can realize real-time monitoring, acquisition, display, and data storage of DC signals and indoor environment information output from sensor platforms or electronic devices, and for frequent transactions, fund splitting, and mortgage pledging related to complex customers in today’s e-commerce platform, which triggers when the associated enterprise credit risk presents complexity, continuity, wholeness, multiplicity, volatility, severity, etc., it is used to improve risk judgment and risk warning ability, enhance investment risk response ability, and reduce the related losses caused by marketing risk.