Empirical Analysis of Non Performing Assets Related to Private Banks of India

Mehta, Laveena; Malhotra, Meenakshi

doi:10.17722/ijme.v3i1.156

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Trend Analysis Of Total Psl1

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2021

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“…Canara Bank is also a consistent player in the case of PSL. Despite challenging economic and banking environment during the study period Canara Bank has fared well in fulfilling its social responsibility (Chanana & Gupta, 2016;Mehta & Malhotra, 2014).…”

Section: Trend Analysis Of Total Pslmentioning

confidence: 97%

study on impact of PSL on gross NPAS of nationalised banks: an empirical approach

et al. 2021

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In order to encourage banks to lend more to neglected areas of the economy, the idea of a priority sector was introduced. These priority sectors add significantly to gross domestic product but have not received sufficient finance to function adequately. However, lending in the priority sector is not very warmly welcomed by the banks, particularly nationalized banks in India, as they generate more nonperforming assets than other sectors. It is the priority sector that contributes to the biggest default. As far as NPAs on account lending to the priority sector are concerned, it has been observed that there are inefficiencies in this sector, such that the fresh loans turning bad. Thus, our study examines the impact of non-priority sector loans on the rise of NPAs in the nationalized banks.

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Section: Trend Analysis Of Total Pslmentioning

confidence: 97%