2020
DOI: 10.1177/0886368720947609
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Employer-Sponsored Benefits in the United States: The Past, Present, and Future

Abstract: In early 2020, the COVID-19 virus caused a global pandemic, threatening the lives and livelihoods of millions across the globe. As of this writing, 40 million Americans had filed first-time unemployment claims U.S. Department of Labor (2020, March 26). Employment and Training Administration. https://www.dol.gov/newsroom/releases/eta . The United States, with its historical reliance upon employers to cover many basic benefits, must overcome unique challenges in its recovery from this global crisis. In this arti… Show more

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Cited by 12 publications
(7 citation statements)
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“…For the third of FHWs without college degrees and other lower-wage employees who pay $400 or more per month on health insurance, employers can use wage-tiered employee premiums to make insurance more affordable. Alternatively, reliance on employers to provide health insurance could lessen (Lester et al, 2021) in favor of public options, such as allowing workers to opt-in to Affordable Care Act (ACA) marketplace subsidies if this meant lower premiums for comparable employer-sponsored plans. These considerations are important given that a fifth of all FHWs said they had trouble paying for medical care and prescription medications.…”
Section: Discussionmentioning
confidence: 99%
“…For the third of FHWs without college degrees and other lower-wage employees who pay $400 or more per month on health insurance, employers can use wage-tiered employee premiums to make insurance more affordable. Alternatively, reliance on employers to provide health insurance could lessen (Lester et al, 2021) in favor of public options, such as allowing workers to opt-in to Affordable Care Act (ACA) marketplace subsidies if this meant lower premiums for comparable employer-sponsored plans. These considerations are important given that a fifth of all FHWs said they had trouble paying for medical care and prescription medications.…”
Section: Discussionmentioning
confidence: 99%
“…Later, the Great Depression of the 1930s caused adverse economic conditions where most individuals could not afford healthcare services. This condition gave momentum to employer-sponsored healthcare benefits and other government social security provisions (Lester et al, 2021; Martocchio, 2018). After the 1940s, World War II increased labour demand, which motivated employers to implement welfare practices to increase productivity and morale.…”
Section: Growing Significance Of Employer-sponsored Health Insurance ...mentioning
confidence: 99%
“…Presently in the USA, employee benefits occupy 31%, 38.1% and 29.5% of payroll costs for civilian workers, state and local government workers and private industry workers, respectively (Bureau of Labor Statistics, 2022), and health insurance coverage is one of the costly segments of the total benefits package (Gerhart, 2023;Henderson, 2000). Despite high financial investment in benefits costs, there is a benefits gap between employment trends and employees' preference for benefits (Lester et al, 2021).…”
mentioning
confidence: 99%
“…Interestingly, here, differences in legislation also might become more relevant. As Lester et al (2021) outline, in the United States many benefits are based on negotiations between employers and their employees. In other countries, such as many European countries, these benefits are covered by law, giving employers less leeway.…”
Section: Conclusion and Further Researchmentioning
confidence: 99%