“…Further, Commuri and Ekici (2008), proposed that the traditional underprivileged consumer conceptualization based on demographic or categories may undeniably be useful and should not be abandoned. Thus, extant literature revealed that consumers are vulnerable due to; Low literacy and language skills (Stewart & Yap , 2020;Jayasundara et al, 2020;Nishadi, 2020;Crowell, 2014;Broderick et al, 2011), Gender (Lacoba et al, 2020;Li et al, 2020;Fox & Hoy, 2019;McCoy et al, 2017;Nora et al, 2015;Svensson 2003;Barber, 2013) Lack of resources (FCA, 2014;Canhotoa & Dibb, 2016), Income (Powell & Binh, 2013;Li et al, 2020;Khan et al, 2012;Bowman et al, 2004), Social Class (Paniagua et al ,2014;Ranjith et al, 2015;Skårdal et al, 2014;Svastisalee, et al, 2012;Wills et al, 2009;Hanson and Chen, 2007) and Older age (Melnikas & Smaliukiene, 2007;Moschis et al, 2011;Silvera, Meyer & Laufer;Berg, 2015).…”