“…Besides to fill the gap, the proposed approach can be generally adopted by other areas. Similar case for residential sector is discussed in (Park and Lee, 2013;Akil et al, 2018). Prior studies from several countries which analyzed different issues on SMEs have been published, such as in (Wongsapai et al, 2017) for Thailand, (Kemayel, 2015) for Lebanon, (Chen et al, 2017) for China, (Büyükkeklik et al, 2016) for Turkey, (Amar and Davis, 2015) for Indonesia, (Goto and Wilbur, 2019) for Japan, (Allen and Fullerton, 2019) for USA, (Francisco et al, 2018) for Philippine, and in (Sahoo and Yadav, 2018) for India.…”