Enhanced Biometric Authentication System for Efficient and Reliable e-Payment System in Nigeria

Aranuwa, Felix O.; Ogunniye, G. B.

doi:10.5120/ijais12-450676

Cited by 7 publications

(4 citation statements)

References 8 publications

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“…There is another technique represented by Aranuwa and Ogunniye [13]. They purposed solution to Enhanced Biometric Authentication System in Nigeria for Efficient and Reliable e-Payment.…”

Section: Figure 3: Device Monitoringmentioning

confidence: 99%

Intelligent Hybrid Fraud Detection Using Biometric and Face Recognition

2021

IJATCSE

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Financial transaction is backbone of global market that make it convenient for people to make their transaction easy. People do transaction of money from everywhere using banking system through e-banking or credit card system. That is why banking sectors play a vital role in any country and provide proper structure to any country and make their economy better. However there are many fraudulent who steal the information of any person's account, use the in information for their own purposes and do illegitimate transaction. Fraudster continuously try to get user's account information by applying different tricks to commit fraud that cost huge lose to banking system as well as consumers that's why fraud become major issue for banking sectors. In Banking sectors there are a lot of transaction that operate on each day and increase day by day and it is necessary to make secure of money and transaction as well consumers information that fraudster do not steal easily. To overcome this issue there is a need of an efficient fraud detection method or system that detect fraud quickly and stop fraudster to commit fraud because it is very easy to steal any consumers login information to commit fraud like user name and password but we need a mechanism that can be impossible to crack easily and detect fraud on earlier stage. So in this research work, we discuss the method to prevent illegitimate or fraudulent transaction. For this purpose, we propose hybrid biometric and face recognition system. This system detect fraudulent transaction and stop fraudster to commit fraud and classify transaction as legitimate and illegitimate. This system is beneficial for either online or e-banking and through credit card transaction.

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“…There is another technique represented by Aranuwa and Ogunniye [13]. They purposed solution to Enhanced Biometric Authentication System in Nigeria for Efficient and Reliable e-Payment.…”

Section: Figure 3: Device Monitoringmentioning

confidence: 99%

Intelligent Hybrid Fraud Detection Using Biometric and Face Recognition

2021

IJATCSE

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“…However, with recent development, experiences show that the conventional method of identification is not all that reliable with the recent fraud cases. Hence, an embedded biometric authentication scheme for Automated Teller Machine (ATM) as presented by [18] is recommended. This provides a better means to secure our electronic transactions better than conventional methods.…”

Section: Atm Securitymentioning

confidence: 99%

Development of a System Prototype for an Enhanced Version of Yorùbá Language Option of the Automated Teller Machine (ATM)

Oyebade¹,

Aranuwa²,

Adéjùmò³

2021

Proceedings of the 27th iSTEAMS Multidisciplinary &Amp; Inter-Tertiary Research Conference

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The research work is focused at developing a system prototype for an enhanced version of the Yorùbá language menu option of the ATM, introducing Yorùbá tone mark built on an enhanced translation equivalence model in order to assist users who are monolingual only in Yorùbá language to effectively interact with the system. To achieve the objective of the work, the researcher employed the equivalence translation model designed for the work and adopted traditional structured systems analysis and design methodology (SSADM) to build the system prototype. Java packages such as Java Swing, Classes and Java AWTwas incorporated in the system development. Netbean IDE was used in designing the simulation software due to its effectiveness in designing state-of-the-art GUI. The software testing and investigation was conducted engaging specialists to provide stakeholders with information about the quality and function of the system model. The performance of the system prototype showed that the new translation model is not only an improvement over the existing paradigm, but also will vastly stimulate user’s response and expansion of the ATM usage in the interior parts of the country. Keywords: Translation Model, SSADM, Java Packages, ATM Network, Host Processor

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“…The system reduced environmental pollution problem cause by excess number of plastic cards. It also saves time, cost, and efforts compared with card-based ATMs and also saves Aranuwa and Ogunniye (2012) developed an effective biometric system for authentication of epayment platform that consolidated security as well as fraud prevention in Nigeria. The archetype of the developed system with multi-stage recognition mechanism designed in the study indicated and demonstrated that the enhanced method would aid the elimination of insecurity in online payments with a realistic degree of trust and acceptability for wider patronage of electronic payment solutions in Nigeria.…”

Section: Related Workmentioning

confidence: 99%

Biometric Based Point of Sale Authentication System

Abikoye

Afolabi²,

Aro³

2019

IJSECS

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Several problems are encountered by cardholders at the point of sale (POS) terminal, these include; inadequate security of automated teller machine (ATM) card through theft, not remembering personal identity number (PIN) and the problem of identifying cardholder as the owner of the card, these have caused delay process in transactions and also reduce the integrity of the POS machine. The existing POS machine uses PIN-Card as an authentication process in which the security can be easily breached. This paper proffers a solution to reduce the identified problems by applying a biometric system into POS machine. Iris scan was introduced at the authentication level of the existing POS machine. A system prototype was designed to imitate a typical PIN-card based POS system that used iris recognition to improve upon the security of the POS. The developed system demonstrated a two-tier architectural structure for recognition: the identification and verification module. The verification module which focused on the enrolment, normalization, localization, extraction of features and matching of iris images obtained from CASIA database. The experimental results showed that the developed system could significantly minimize cardholder fraud at the POS machine if not totally eradicated.

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Enhanced Biometric Authentication System for Efficient and Reliable e-Payment System in Nigeria

Cited by 7 publications

References 8 publications

Intelligent Hybrid Fraud Detection Using Biometric and Face Recognition

Intelligent Hybrid Fraud Detection Using Biometric and Face Recognition

Development of a System Prototype for an Enhanced Version of Yorùbá Language Option of the Automated Teller Machine (ATM)

Biometric Based Point of Sale Authentication System

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