Erosion of pension rights: Experiences of older women in Ireland

Duvvury, Nata; Léime, Áine Ní; Callan, Aoife

doi:10.1080/23254823.2017.1381034

Cited by 7 publications

(11 citation statements)

References 30 publications

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“…As employment relations have become more flexible in recent decades, at least some private sector workers have lost occupational retirement plans entirely, with recourse only to individual retirement savings beyond state pensions. Further, depending on the investment achievements of such individualised schemes-whether occupational DC or individual retirement savings-means that luck-based windfalls are possible in hot markets, and catastrophic losses during recessions, as in the aftermath of the 2008 global financial crisis (Duvvury et al 2017). In ideal circumstances, DC retirement savings plans may actually have some perverse effects in vibrant markets if delayed retirement is a universal goal, since windfalls can nudge people to retire early when times are good.…”

Section: Delaying Retirement or Extending Work?mentioning

confidence: 99%

Problems and Prospects for Current Policies to Extend Working Lives

Street

Léime

2020

Extended Working Life Policies

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This chapter condenses several of the key takeaway points from earlier chapters on empirical, theoretical, and policy issues elucidated in Part One and provides readers with additional context to consider in their understanding of gender and health issues in the country-specific chapters upcoming in Part Two. First, we detail the central problematics associated with ageing populations and the policy initiatives taken so far to extend working lives. Next, we argue that for effective policymaking that would enable extended working lives, it is important to consider the interests of all of the actors affected and to pay attention to different problems that are highlighted by thinking through different levels of analysis-macro, meso, and micro. Further, we challenge the dominant rhetorical frame that policy initiatives undertaken recently have been about extending working lives, arguing instead that most countries' initiatives have been about delaying retirement. This has been embodied by policies very different from those that would be needed to ensure that older workers can remain employed longer in dignified, appropriate, and adequately compensated jobs. Both gender differences and variations in health status differentially empower older workers to continue in employment. Finally, we conclude that research and policymaking that improves understanding and the potential for extended working lives is essential, and that it must be sensitive to variations among differently advantaged subgroups of older people.

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Section: Delaying Retirement or Extending Work?mentioning

confidence: 99%

Problems and Prospects for Current Policies to Extend Working Lives

Street

Léime

2020

Extended Working Life Policies

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“…There is even less research on the gendered implications of retirement, although one recent article found that initial socioeconomic resources, health considerations, and/or work-life trajectories limit retirement choices for women (Ní Léime 2017). Recent Irish research analysing the likely implications of pension reforms from a lifecourse perspective found that linking pensions ever more closely to employment, as current policy initiatives do, is likely to exacerbate women's existing pensions disadvantage (Duvvury et al 2012(Duvvury et al , 2017Ní Léime et al 2015).…”

Section: Gender and Employment In Irelandmentioning

confidence: 99%

Ireland

Léime¹,

Wijeratne²,

Duvvury³

2020

Extended Working Life Policies

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This chapter considers the gender and health implications of policies designed to extend working lives in Ireland from a feminist political economy of ageing perspective. The socioeconomic context, gender, pension and employment regime and the recent economic recession are discussed. Older Irish women's employment has increased from a low base but is still relatively low. There is a gender pay gap and a higher gender pension gap. Women's pension coverage is low compared to men's and they are more reliant on the lower non-contributory state pension. Reforms link pension amounts more closely to participation in paid employment, disadvantaging women who are more likely to leave paid employment for unpaid care-work. State pension age has increased quickly though the population is relatively young. For private sector workers, retirement age is typically 65, leaving a gap between retirement age and state pension age, currently 66 increasing to 67 in 2021 and 68 in 2028.

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“…These developments have a long-term effect on pension contributions. Even today, although the marriage bar no longer exists, and women are more involved in work, inequality is a persistent feature of women's position in Irish society (Duvvury, Ní Léime, & Callan, 2018). In particular, gendered norms of care still limit the extent to which many women can seek and maintain paid employment (Duvvury et al, 2012).…”

Section: Women and Pensions In Roimentioning

confidence: 99%

Gender and proposed Auto‐enrolment in the Republic of Ireland: Lessons from the UK

2020

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The introduction of "soft" compulsion in the form of Autoenrolment into non-state pensions has been seen as a key policy response to the challenges presented by an ageing population and concerns about under-saving for retirement in the UK. Since its introduction in 2012, amongst eligible employees in the private sector, pension participation had risen by over 31 percentage points to 73% of eligible employees in 2016. Despite these trends, Auto-enrolment in the UK has not been without criticism, particularly in terms of its exclusion of certain groups, including carers, amongst whom females are over-represented. The Republic of Ireland (ROI) has recently announced its intention to implement an Auto-enrolment pension scheme. As such, this article examines the UK's experience of rolling out Auto-enrolment policy and considers lessons that could be learned by the ROI from the UK in its pursuit of Autoenrolment, with a particular focus on women's pensions. Initially it outlines the current Irish pension system, the gendered nature of pensions, and the proposed Autoenrolment system in ROI. Then it discusses the UK's experience of Auto-enrolment, with a particular focus on gender, before examining the lessons the ROI can learn from the UK's Auto-enrolment policy in relation to women and pensions. Finally, it concludes that Auto-enrolment alone will not resolve the gendered nature of pensions in the ROI and

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Erosion of pension rights: Experiences of older women in Ireland

Cited by 7 publications

References 30 publications

Problems and Prospects for Current Policies to Extend Working Lives

Problems and Prospects for Current Policies to Extend Working Lives

Ireland

Gender and proposed Auto‐enrolment in the Republic of Ireland: Lessons from the UK

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