Let 𝐺 be a finite group and (ℤ𝐺) the unit group of the integral group ring ℤ𝐺. We prove a unit theorem, namely, a characterization of when (ℤ𝐺) satisfies Kazhdan's property (T), both in terms of the finite group 𝐺 and in terms of the simple components of the semisimple algebra ℚ𝐺. Furthermore, it is shown that for (ℤ𝐺), this property is equivalent to the weaker property FAb (i.e., every subgroup of finite index has finite abelianization), and in particular also to a hereditary version of Serre's property FA, denoted HFA. More precisely, it is described when all subgroups of finite index in (ℤ𝐺) have both finite abelianization and are not a nontrivial amalgamated product. A crucial step for this is a reduction to arithmetic groups SL 𝑛 (), where is an order in a finite-dimensional semisimple ℚ-algebra 𝐷, and finite groups 𝐺, which have the so-called cut property. For such groups 𝐺, we describe the simple epimorphic images of ℚ𝐺. The proof of the unit theorem fundamentally relies on fixed point properties and the abelianization of the elementary subgroups E 𝑛 (𝐷) of SL 𝑛 (𝐷). These groups are well understood except in the degenerate case of lower rank, that is, for SL 2 () with an order in a division algebra 𝐷 with a finite number of units. In this setting, we determine Serre's property FA for E 2 () and its subgroups of finite index. We construct a generic and computable exact sequence describing its abelianization, affording a closed formula for its ℤ-rank.