Exceeding control standard floods pose threats to the management of small and medium–scale rivers. Taking Fuzhouhe river as an example, this paper analyzes the submerged depth, submerged area and arrival time of river flood risk in the case of exceeding control standard floods (with return period of 20, 50, 100 and 200 years) through a coupled one– and two–dimensional hydrodynamic model, draws the flood risk maps and proposes emergency plans. The simulation results of the one–dimensional model reveal that the dikes would be at risk of overflowing for different frequencies of floods, with a higher level of risk on the left bank. The results of the coupled model demonstrate that under all scenarios, the inundation area gradually increases with time until the flood peak subsides, and the larger the flood peak, the faster the inundation area increases. The maximum submerged areas are 42.73 km2, 65.95 km2, 74.86 km2 and 82.71 km2 for four frequencies of flood, respectively. The change of submerged depth under different frequency floods shows a downward–upward–downward trend and the average submerged depth of each frequency floods is about 1.4 m. The flood risk maps of different flood frequencies are created by GIS to analyze flood arrival time, submerged area and submerged depth to plan escape routes and resettlement units. The migration distances are limited within 4 km, the average migration distance is about 2 km, the vehicle evacuation time is less than 20 min, and the walking evacuation time is set to about 70 min. It is concluded that the flood risk of small and medium–scale rivers is a dynamic change process, and dynamic flood assessment, flood warning and embankment modification scheme should be further explored.